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Showing 5 va loan specialists in DeSoto, TX
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LTI Mortgage / Hybrid Agent Homes
1801 N Hampton Rd #458, DeSoto, TX 75115
(214) 915-2016
ltimortgage.com
What Does a VA Loan Specialist in DeSoto Cost?
Typical costs for a VA loan specialist in Texas include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title services. These third-party fees usually range from $500 to $1,500. The VA funding fee is 2.15% for first-time use with no down payment, though it is lower for subsequent uses or with a down payment. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in DeSoto?
You must meet service requirements set by the Department of Veterans Affairs, such as 90 days of active service during wartime or 181 days during peacetime. A valid Certificate of Eligibility (COE) is required. Texas does not impose additional state-level eligibility rules beyond federal standards.
Can I use a VA loan for a second home or investment property in Texas?
No, VA loans are for primary residences only. You cannot use a VA loan for a vacation home or rental property. The property must be owner-occupied within a reasonable time after closing.