Find VA Loan Specialists in Crowley, TX
Browse va loan specialists serving Crowley, Texas. Contact information and addresses listed below.
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State Mortgage Licensing Authority of Texas before hiring.
Showing 7 va loan specialists in Crowley, TX
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VA loan specialists in Crowley, Texas help eligible veterans, active duty service members, and surviving spouses obtain home loans with no down payment. Texas law provides a property tax exemption for disabled veterans, which can reduce annual tax burdens. Local specialists understand the specific appraisal and title requirements for Tarrant and Johnson County properties.
What Does a VA Loan Specialist in Crowley Cost?
Typical costs for a VA loan specialist in Texas range from zero upfront to a flat fee of $500 to $1,500. The VA funding fee is 2.15 percent for first-time use with zero down payment, or 3.3 percent for subsequent use. Some specialists may charge a loan origination fee of up to 1 percent of the loan amount. These costs vary based on the lender and the complexity of your case. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the occupancy requirements for a VA loan in Crowley Texas?
You must certify that you intend to occupy the home as your primary residence within 60 days of closing. Texas law does not change this federal requirement. The specialist will help you document your intent to live in the property.
Can I use a VA loan to buy a manufactured home in Crowley?
Yes, VA loans can finance manufactured homes if they meet HUD and VA minimum property requirements. The home must be permanently affixed to a foundation and classified as real property under Texas law. A specialist can guide you through the additional inspection steps.
Is there a limit on how much I can borrow with a VA loan in Texas?
For 2024, the VA loan limit for Tarrant and Johnson counties is $766,550 for most borrowers. If you have full entitlement, there is no limit. Texas law does not impose additional caps beyond the federal VA guidelines.