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Browse va loan specialists serving Ooltewah, Tennessee. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Ooltewah, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 3 va loan specialists in Ooltewah, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Ooltewah
6085 Arbury Way #201, Ooltewah, TN 37363
4234734459
JoAnna Otero - Union Home Mortgage
6085 Arbury Way #201, Ooltewah, TN 37363
4235038548
Summer Robertson- Union Home Mortgage
6085 Arbury Way #201, Ooltewah, TN 37363
4238024245
VA loan specialists in Ooltewah, Tennessee help veterans and active duty service members secure home financing with favorable terms. Tennessee law provides additional property tax relief for disabled veterans, which can affect overall homeownership costs. These specialists guide clients through the unique requirements of VA loans, including the Certificate of Eligibility and funding fee exemptions.
What Does a VA Loan Specialist in Ooltewah Cost?
Typical costs for VA loan specialist services in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, plus third-party fees for appraisal and title work. The VA funding fee ranges from 1.25 to 3.3 percent of the loan, though it may be waived for disabled veterans. Total closing costs in Ooltewah usually fall between 2 and 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Ooltewah?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the U.S. Department of Veterans Affairs. They help veterans in Ooltewah understand eligibility, gather documents, and navigate the lending process. Tennessee does not require a separate state license for VA loan specialists beyond standard mortgage licensing.
Do I need a specific credit score for a VA loan in Tennessee?
The VA does not set a minimum credit score, but most lenders in Tennessee require a score of at least 620. Some specialists can work with lower scores if other factors are strong. Each lender sets its own standards.
Are there Tennessee-specific benefits for VA loan borrowers?
Yes, Tennessee offers a property tax exemption for disabled veterans and their surviving spouses. This can reduce annual tax costs for qualifying homeowners. VA loan specialists in Ooltewah can help you determine if you qualify for this benefit.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.