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Directory of va loan specialists in Columbia, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Columbia, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 va loan specialists in Columbia, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heath Goodrich Lending Team
1519 Richland St, Columbia, SC 29201
8033618021
New American Funding - Craig Johnson
717 Lady St Suite H, Columbia, SC 29201
8034200068
Guild Mortgage - Lauren Sawyer Foster
1751 St Julian Pl, Columbia, SC 29204
8033913535
New American Funding - Columbia, SC
717 Lady St Suite H, Columbia, SC 29201
8032191999
Guild Mortgage - Lamont Watson
One Harbison Way STE 110, Columbia, SC 29212
8035676680
Cain Mortgage Team
2717 Devine St, Columbia, SC 29205
8032619267
Silverton Mortgage - Columbia
2725 Devine St Suite 1, Columbia, SC 29205
8037660484
New American Funding - Wonida Welch
717 Lady St Suite H, Columbia, SC 29201
8032699396
Mortgage Options, Inc.
6140 St Andrews Rd, Columbia, SC 29212
8037325787
The VA Lady
1201 Main St 14th Floor, Columbia, SC 29201
8436996000
PrimeLending, A PlainsCapital Company - Columbia SC
1703 Gervais St, Columbia, SC 29201
8032347322
Guild Mortgage - Jesse Barbaro
1122 Barnwell St, Columbia, SC 29201
8033913539
The Cheer Lender - NMLS# 2188462
2231 Devine St Unit 202, Columbia, SC 29205
8032002615
Alicia Blevins - Ameris Bank Mortgage
1333 Main St STE 200, Columbia, SC 29201
8035667441
Midland Mortgage Corporation
1500 Richland St #2611, Columbia, SC 29201
8037651680
Tricia Vinson - Ameris Bank Mortgage
1333 Main St STE 200, Columbia, SC 29201
8033976700
Gulfstream Mortgage
3101 Carlisle St Suite 105, Columbia, SC 29205
8037710080
Foundation Mortgage Corporation
2330 Devine St, Columbia, SC 29205
8037654522
Golden Gate Mortgage
3102 Millwood Ave, Columbia, SC 29205
8037882880
Travis Wright
3300 Millwood Ave, Columbia, SC 29205
8034135669
VA loan specialists in Columbia South Carolina help veterans and active duty service members navigate the home buying process. South Carolina offers a property tax exemption for disabled veterans and surviving spouses. Local specialists understand the unique aspects of Richland County real estate and can guide you through VA loan eligibility and funding fee requirements.
What Does a VA Loan Specialist in Columbia Cost?
VA loan specialist fees in South Carolina typically range from 0.5 percent to 1.5 percent of the loan amount. Some specialists charge a flat fee between 500 and 1500 dollars. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military and 2.4 percent for reservists. Costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist and why do I need one in Columbia SC?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. In Columbia SC they help you understand local property tax rules and the specific documentation needed for a Certificate of Eligibility. They also coordinate with appraisers familiar with South Carolina market conditions.
What are the South Carolina specific benefits for VA loan borrowers?
South Carolina does not collect state income tax on military retirement pay. Additionally disabled veterans may qualify for a property tax exemption up to a certain amount based on their disability rating. A VA loan specialist can explain how these benefits apply to your home purchase in Columbia.
How do I verify a VA loan specialist is licensed in South Carolina?
You can check the South Carolina Department of Consumer Affairs website to see if a loan originator is licensed. You can also verify their NMLS number through the Nationwide Mortgage Licensing System. A licensed specialist must follow South Carolina state lending laws and regulations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.