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VA Loan Specialists in Plains, PA

Browse va loan specialists serving Plains, Pennsylvania. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Plains, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 va loan specialists in Plains, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage - McCabe Mortgage Group
672 S River St #215, Plains, PA 18705
5707144200
Benchmark Mortgage - Lisa Perta
672 S River St #310, Plains, PA 18705
5707144200

A VA loan specialist in Plains, Pennsylvania helps veterans and active duty service members navigate the home loan process. Pennsylvania law requires lenders to provide certain disclosures under the Pennsylvania Mortgage Licensing Act. Local specialists understand the Luzerne County real estate market and can guide you through property appraisals and funding fee exemptions.

What Does a VA Loan Specialist in Plains Cost?

Typical costs for a VA loan specialist in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount. The VA funding fee ranges from 1.25% to 3.3% of the loan amount for regular military, but is waived for disabled veterans. Some specialists charge flat fees between $500 and $1,500 for processing. Pennsylvania also has a 1% state realty transfer tax on most home sales. Costs vary by situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Plains?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans in Plains understand eligibility, apply for a Certificate of Eligibility, and close on a home in Luzerne County.
Do I need a Pennsylvania-specific VA loan specialist?
Yes, because Pennsylvania has unique property tax exemptions for disabled veterans and specific rules for funding fee waivers. A local specialist knows these state benefits and can help you apply for them.
How do I choose a VA loan specialist in Plains?
Look for a specialist with experience in Pennsylvania VA loans. Check that they are licensed with the Pennsylvania Department of Banking and Securities. Ask about their knowledge of local appraisers and settlement agents in Luzerne County.