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Find VA Loan Specialists Near You in Mount Joy, PA

Browse va loan specialists serving Mount Joy, Pennsylvania. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Mount Joy, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 va loan specialists in Mount Joy, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Penn Home Mortgage: Mortgage Brokers
1175 E Main St, Mount Joy, PA 17552
7178420731
Horizon Farm Credit
15 Eby Chiques Rd, Mount Joy, PA 17552
8883393334
Dwayne Campbell Penn Home Mortgage
1175 E Main St, Mount Joy, PA 17552
7175874121
PNC Mortgage
917 E Main St, Mount Joy, PA 17552
7176539076

VA loan specialists in Mount Joy Pennsylvania help veterans and active duty service members secure home financing with no down payment. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local specialists understand the Lancaster County real estate market and can guide you through the VA funding fee and appraisal process.

What Does a VA Loan Specialist in Mount Joy Cost?

VA loan specialists in Pennsylvania typically charge origination fees ranging from 0.5% to 1.5% of the loan amount. Third party costs like appraisal and title insurance add $500 to $1,500. The VA funding fee is 2.15% for first time use with zero down payment but can be rolled into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Mount Joy?
A VA loan specialist is a licensed mortgage professional who helps veterans obtain VA backed home loans. They handle the application process and ensure compliance with VA and Pennsylvania lending requirements.
Do I need a Pennsylvania specific license for a VA loan?
Yes, all mortgage loan originators in Pennsylvania must hold a valid license from the Pennsylvania Department of Banking and Securities. Your specialist should provide their license number upon request.
What are the VA loan limits for Mount Joy in 2025?
For 2025, the VA loan limit for Lancaster County is $766,550 for a single family home. This limit applies to veterans who do not have full entitlement. Veterans with full entitlement have no limit.