ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse va loan specialists serving Ponca City, Oklahoma. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Ponca City, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 15 va loan specialists in Ponca City, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
3000 N 14th St Ste A, Ponca City, OK 74601
5807671872
Equity Bank
222 Grand Ave E Ste 101, Ponca City, OK 74601
5807189990
World Finance
409 N 14th St, Ponca City, OK 74601
5807650734
Sun Loan Company
1806 N 5th St Space 8A, Ponca City, OK 74604
5807626370
Western-Shamrock Finance
212 E Central Ave, Ponca City, OK 74601
5807628833
Check `n Go
900 E Prospect Ave STE 1000, Ponca City, OK 74601
5807623138
Red River Credit Corporation
2412 N 14th St Suite A, Ponca City, OK 74601
5807650176
Security Finance
101 Grand Ave E, Ponca City, OK 74601
5807652801
Flat Branch Home Loans
501A N 14th St, Ponca City, OK 74601
5803827354
Sure Finance
418 W Grand Ave, Ponca City, OK 74601
5807624265
Win-Co Finance
416 W Grand Ave, Ponca City, OK 74601
5807671200
Ardmore Finance Corp.
106 N 1st St, Ponca City, OK 74601
5807656700
Reed Finance Company
727 N 14th St, Ponca City, OK 74601
5807615048
Veterans Landing
111 N 4th St, Ponca City, OK 74601
5803626375
Home Finance Inc
100 N 2nd St, Ponca City, OK 74601
5807652100
VA loan specialists in Ponca City help veterans and active duty service members secure home financing with favorable terms. Oklahoma law exempts VA loan funded properties from certain state property tax increases for disabled veterans. Working with a local specialist ensures you understand Kay County appraisal processes and Oklahoma specific closing procedures.
What Does a VA Loan Specialist in Ponca City Cost?
Typical costs for a VA loan specialist in Oklahoma include a funding fee of 1.25 to 3.3 percent of the loan amount for first time use, depending on down payment and service category. Appraisal fees in Kay County range from 500 to 700 dollars. Title and escrow fees add 1,000 to 2,500 dollars. Costs vary by lender and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies in Ponca City?
A VA loan is a mortgage program backed by the U.S. Department of Veterans Affairs. Eligible borrowers include veterans, active duty service members, and certain surviving spouses. In Oklahoma, you must have a valid Certificate of Eligibility to apply.
Are there Oklahoma specific fees for VA loans?
Oklahoma does not impose a state specific VA loan fee, but you may pay a one time VA funding fee unless exempt. Local closing costs in Ponca City typically range from 2 to 5 percent of the loan amount. These costs vary by lender and property.
How long does the VA loan process take in Ponca City?
The VA loan process in Ponca City usually takes 30 to 45 days from application to closing. Oklahoma law requires a minimum 30 day escrow period for most residential transactions. Delays can occur due to appraisal or title issues.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Ponca City who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.