ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a va loan specialist in Vandalia? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Vandalia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 va loan specialists in Vandalia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monroe Federal Savings & Loan
264 E National Rd, Vandalia, OH 45377
9378984372
Daniel Torre | Branch Manager | Primary Residential Mortgage, Inc.
300 W National Rd, Vandalia, OH 45377
9373698228
Chase Home Lending
806 W National Rd, Vandalia, OH 45377
3052163366
Primary Residential Mortgage, Inc.
300 W National Rd, Vandalia, OH 45377
9373698228
VA loan specialists in Vandalia, Ohio assist eligible veterans, active duty members, and surviving spouses with obtaining home loans backed by the U.S. Department of Veterans Affairs. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Local specialists understand Vandalia real estate market conditions and can guide borrowers through the VA funding fee and property requirements.
What Does a VA Loan Specialist in Vandalia Cost?
Typical costs for a VA loan specialist in Ohio include an origination fee of up to 1% of the loan amount, plus third party fees for appraisal, credit report, and title search. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and service category. Some lenders may charge flat fees between $500 and $1,500 for processing. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Vandalia?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime, or 6 years in the National Guard or Reserves. A valid Certificate of Eligibility from the VA is needed. Surviving spouses of veterans who died in service or from a service connected disability may also qualify.
Are there Ohio specific property tax benefits for VA loan borrowers?
Yes, Ohio offers a homestead exemption for disabled veterans and surviving spouses. This exemption reduces the taxable value of a primary residence by up to $50,000 for veterans with a 100% service connected disability. It is separate from the VA loan program but can lower overall housing costs.
Can I use a VA loan to buy a multi unit property in Vandalia?
Yes, VA loans can be used for properties with up to 4 units, as long as the borrower occupies one unit as their primary residence. The property must meet VA minimum property requirements. Ohio law does not impose additional restrictions beyond federal VA guidelines for multi unit purchases.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Vandalia who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.