VA Loan Specialists in Springfield, OH
Directory of va loan specialists in Springfield, Ohio. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 18 va loan specialists in Springfield, OH
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VA loan specialists in Springfield, Ohio help veterans and active duty service members secure home financing with no down payment and competitive rates. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Springfield veterans can also access local support through the Clark County Veterans Service Office for guidance on benefits and loan options.
What Does a VA Loan Specialist in Springfield Cost?
VA loan specialist services in Ohio typically charge an origination fee of 0.5% to 1.0% of the loan amount. Third-party costs such as appraisal, title search, and credit report fees usually range from $500 to $2,000. The VA funding fee for first-time use is 2.15% of the loan amount for regular military and 2.4% for Reserve and National Guard. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Springfield Ohio?
To qualify for a VA loan in Springfield you must meet service requirements set by the Department of Veterans Affairs. This includes active duty for at least 90 days during wartime or 181 days during peacetime. National Guard and Reserve members may also qualify after six years of service.
Do VA loans require a down payment in Ohio?
No, VA loans typically do not require a down payment. This is one of the main benefits for eligible veterans in Springfield. However, you may still need to pay a one-time VA funding fee unless you are exempt due to a service-connected disability.