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Looking for a va loan specialist in Shelby? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Shelby, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 8 va loan specialists in Shelby, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Directions Credit Union
29 Mansfield Ave, Shelby, OH 44875
4193476942
PHOENIX FINANCIAL SOLUTIONS, INC.-Shelby, OH
3954 Industrial Pkwy, Shelby, OH 44875
4193422151
Mechanics Bank
140 Mansfield Ave, Shelby, OH 44875
4193470831
First Federal Bank of Ohio
200 Mansfield Ave, Shelby, OH 44875
4193478066
Civista Bank
156 Mansfield Ave, Shelby, OH 44875
4193475141
Edward Jones - Financial Advisor: Troy A Baker
19 W Main St, Shelby, OH 44875
4193474312
Civista Bank Mortgage
156 Mansfield Ave, Shelby, OH 44875
4193421610
US Bank Mortgage
85 W Main St, Shelby, OH 44875
4193472111
VA loan specialists in Shelby, Ohio help veterans and active duty service members secure home financing with favorable terms. Ohio law provides additional property tax exemptions for disabled veterans, which can be combined with a VA loan. Local specialists understand the Richland County real estate market and can guide you through the certificate of eligibility process.
What Does a VA Loan Specialist in Shelby Cost?
Typical costs for a VA loan specialist in Ohio include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal, credit report, and title search. These fees usually range from 500 to 1,500 dollars. The VA funding fee is separate and ranges from 1.25 to 3.3 percent depending on your down payment and prior use. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Shelby Ohio?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. You will need a valid Certificate of Eligibility from the VA.
Can I use a VA loan to buy a multi-family property in Shelby?
Yes, VA loans in Ohio can be used for up to a four-unit property as long as you occupy one unit as your primary residence. The property must meet VA minimum property requirements and be located in Richland County.
Is there a funding fee for VA loans in Ohio?
Yes, the VA funding fee applies unless you are exempt due to a service-connected disability. For first-time use with zero down payment, the fee is 2.15 percent of the loan amount. This fee can be rolled into the loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.