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Browse va loan specialists serving Lorain, Ohio. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 11 va loan specialists in Lorain, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
3288 Oberlin Ave, Lorain, OH 44053
4409893006
Rodney Reynolds, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4403150800
Ruoff Mortgage - Lorain
6155 Park Square Dr #4, Lorain, OH 44053
4405380071
First Federal Savings and Loan of Lorain
3721 Oberlin Ave, Lorain, OH 44053
4402826188
Jim Cook, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
2162997667
Felix Velez, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4405679172
Johnny Rivera, Mortgage Loan Originator, NMLS #73774
3961 Rossi Way, Lorain, OH 44053
4407521947
Scott Dillen, Ruoff Mortgage
6155 Park Square Dr Suite 4, Lorain, OH 44053
2165988850
LendUS & American Eagle Mortgage | Lorain, OH
6145 Park Square Dr #3, Lorain, OH 44053
4409882900
Dwayne Reynolds, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4405380071
Naudia Floyd at Legacy Home Finance
6145 Park Square Dr #4b, Lorain, OH 44053
4404535941
VA loan specialists in Lorain, Ohio help eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment. Ohio law provides additional property tax exemptions for disabled veterans, which can reduce overall homeownership costs. Lorain County offers a competitive housing market where VA loans can be a valuable tool for local veterans.
What Does a VA Loan Specialist in Lorain Cost?
Typical costs for a VA loan specialist in Ohio include an origination fee of up to 1% of the loan amount, plus appraisal and credit report fees ranging from $500 to $1,000. Closing costs in Lorain average 2% to 5% of the purchase price, but sellers can pay up to 4% of the loan in concessions. Ohio law caps certain recording fees and transfer taxes, which can reduce overall expenses. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Lorain Ohio?
Eligibility requires satisfactory service with a Certificate of Eligibility from the VA. You must meet minimum active duty service requirements or be a surviving spouse. Ohio does not impose additional state-level eligibility rules beyond federal VA standards.
Is there a VA funding fee for loans in Ohio?
Yes, the VA funding fee applies to most loans and ranges from 1.25% to 3.3% of the loan amount depending on down payment and whether it is your first use. Veterans with a service-connected disability are exempt from this fee in Ohio and nationwide.
Can I use a VA loan for a property in Lorain County that needs repairs?
Yes, you can use a VA renovation loan or a VA streamline refinance for properties needing repairs. The property must meet minimum property requirements set by the VA, and repairs must be completed by a licensed contractor. Ohio law requires sellers to disclose known defects, which can affect loan approval.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.