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Find VA Loan Specialists in Franklin, OH

Directory of va loan specialists in Franklin, Ohio. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Franklin, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 va loan specialists in Franklin, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Savings Bank
1040 E 2nd St, Franklin, OH 45005
9377480844
Patti McClister - WesBanco Mortgage Lending Officer
310 S Main St, Franklin, OH 45005
5139017086

VA loan specialists in Franklin, Ohio assist veterans and active duty service members with obtaining home loans backed by the U.S. Department of Veterans Affairs. Ohio law requires lenders to follow specific disclosure rules, and local property tax exemptions may apply for disabled veterans. These specialists guide borrowers through the Certificate of Eligibility process and help meet the VA minimum property requirements common in Warren County.

What Does a VA Loan Specialist in Franklin Cost?

Typical costs for a VA loan specialist in Ohio include a funding fee between 1.25% and 3.3% of the loan amount, depending on down payment and service history. Appraisal fees in Franklin usually range from $500 to $700. Other closing costs such as title insurance and recording fees vary by lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Franklin Ohio?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans in Franklin understand eligibility, gather required documents, and connect with VA-approved lenders.
What are the eligibility requirements for a VA loan in Ohio?
To qualify for a VA loan in Ohio you must meet service requirements set by the VA, such as 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility and sufficient income to cover the loan.
Are there Ohio-specific rules for VA loans?
Ohio law requires lenders to provide a Loan Estimate and Closing Disclosure within specific time frames. Ohio also allows a homestead exemption for property taxes, which can reduce costs for veteran homeowners.