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Find VA Loan Specialists Near You in Wilmington, NC
Directory of va loan specialists in Wilmington, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Wilmington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 va loan specialists in Wilmington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1630 Military Cutoff Rd #104, Wilmington, NC 28403
9106853390
Atlantic Coast Financial Services
4520 Fountain Dr, Wilmington, NC 28403
9107911337
Coastline Mortgage Consultants LLC
215 Racine Dr STE 105, Wilmington, NC 28403
9105091561
Megan Nunez with TowneBank Mortgage
1022 Ashes Dr, Wilmington, NC 28405
7049032692
Seaside Mortgage Corporation
5653 Carolina Beach Rd, Wilmington, NC 28412
9104520876
National Home Finance
3205 Randall Pkwy Ste-211, Wilmington, NC 28403
9103324040
Trent Hurley - Loansteady - NMLS #2601253
301 Government Center Dr Suite 200, Wilmington, NC 28403
7249847029
Peoples Bank & Trust Co.
3804 Peachtree Ave #200, Wilmington, NC 28403
8006974371
Daniel Evans with TowneBank Mortgage
1022 Ashes Dr, Wilmington, NC 28405
2522074210
Kelly Barnes Southern Trust Mortgage
1630 Military Cutoff Rd #104, Wilmington, NC 28403
9102970448
Cornerstone Home Lending
5129 Oleander Dr STE 201, Wilmington, NC 28403
9105006512
VA loan specialists in Wilmington North Carolina help veterans and active duty service members navigate the home buying process. North Carolina law exempts certain military benefits from state income tax which can affect loan qualification. Local specialists understand the unique housing market in the Cape Fear region including flood zone requirements and coastal property considerations.
What Does a VA Loan Specialist in Wilmington Cost?
Typical fees for a VA loan specialist in North Carolina range from 500 to 1500 dollars for consultation and document preparation. Some specialists charge a flat fee while others bill hourly at rates between 100 and 300 dollars per hour. The VA funding fee is required by the federal government and ranges from 1.4 to 3.6 percent of the loan amount depending on your down payment and service category. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Wilmington?
A VA loan specialist guides veterans through the VA home loan process including obtaining a Certificate of Eligibility and finding lenders. They also help with understanding North Carolina specific property tax exemptions for disabled veterans.
How do I qualify for a VA loan in North Carolina?
You must meet VA service requirements and have a valid Certificate of Eligibility. North Carolina does not impose additional state level requirements but lenders may have their own credit and income standards.
Are there North Carolina specific rules for VA loans?
Yes North Carolina requires a special warranty deed for VA financed properties. Also the state offers a property tax exclusion for disabled veterans which can affect your overall housing costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.