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Directory of va loan specialists in Waxhaw, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Waxhaw, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 va loan specialists in Waxhaw, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
uMortgage Solutions
8412 New Town Rd B, Waxhaw, NC 28173
7045884006
Atlantic Bay Mortgage Group: Tony Garshnick
3512 Providence Rd S STE C, Waxhaw, NC 28173
7047786205
Cobblestone Mortgage Corp: Norma Rowe
101 W South Main St, Waxhaw, NC 28173
7049531768
Keen Lending - NMLS - 2085433
136 Waxhaw Pkwy Suite 113 E, Waxhaw, NC 28173
8553317355
John Baranowski Sr. Mortgage Advisor NMLS# 26785
318 E South Main St, Waxhaw, NC 28173
7042722637
Acopia Home Loans
101 Waxhaw Pkwy, Waxhaw, NC 28173
8888595537
Atlantic Bay Mortgage Group - Waxhaw, NC
3512 Providence Rd S STE C, Waxhaw, NC 28173
7043177770
VA loan specialists in Waxhaw North Carolina help veterans and active duty service members secure home financing with favorable terms. North Carolina offers a state property tax exclusion for disabled veterans, which a local specialist can explain. These professionals guide you through the VA loan process from pre approval to closing.
What Does a VA Loan Specialist in Waxhaw Cost?
Typical costs for a VA loan specialist in North Carolina range from zero to 1 percent of the loan amount if paid as a flat fee. Some specialists charge an hourly rate between $150 and $300. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military and 2.4 percent for reserve or National Guard. These costs vary by situation and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Waxhaw do?
A VA loan specialist helps veterans obtain VA backed home loans. They assist with eligibility verification, required documents, and lender selection. They also explain North Carolina specific benefits like the property tax exclusion for disabled veterans.
Do I need a North Carolina specific VA loan specialist?
Yes because North Carolina has unique laws and property tax benefits for veterans. A local specialist understands Union County market conditions and can coordinate with local appraisers and title companies. They also know the state specific funding fee rules.
What are the VA loan limits for Waxhaw North Carolina in 2025?
In 2025 there is no maximum loan amount for qualified VA borrowers with full entitlement. However lenders may set their own limits based on the conforming loan limit for Union County which is $766,550 for a single family home. A specialist can explain how this affects your purchase.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.