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Find VA Loan Specialists in Lincolnton, NC

Browse va loan specialists serving Lincolnton, North Carolina. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Lincolnton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 7 va loan specialists in Lincolnton, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
147 Vandiver Dr, Lincolnton, NC 28092
(704) 732-2239 locations.marinerfinance.com
GoPrime Mortgage, Inc.
107 N Cedar St, Lincolnton, NC 28092
(704) 736-1101 goprime.com
OneMain Financial
309 E Main St, Lincolnton, NC 28092
(704) 735-8016 onemainfinancial.com
Wilco Finance
2586 E Main St, Lincolnton, NC 28092
(704) 735-8860 jeffsautosales.com
Lincoln County Veteran's Services
302 N Academy St, Lincolnton, NC 28092
(704) 736-8506 co.lincoln.nc.us
Cannon Mortgage Company
3514 North Carolina Hwy 150, Lincolnton, NC 28092
(704) 479-6707 cannonmortgagecompany.com
AgSouth Farm Credit
813 W Hwy 150, Lincolnton, NC 28092
(704) 735-0413 agsouthfc.com

What Does a VA Loan Specialist in Lincolnton Cost?

VA loan specialists in North Carolina typically charge a flat fee between $500 and $1,500 for their services. Some may charge a percentage of the loan amount, usually 1% to 2%. Costs vary by case and depend on the complexity of your application. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Lincolnton?
A VA loan specialist helps veterans obtain VA-backed home loans. They assist with certificate of eligibility, lender requirements, and local property conditions. They also explain North Carolina specific benefits like property tax exclusions.
Do I need a VA loan specialist for a home in Lincolnton?
While not required, a specialist can simplify the process. They know North Carolina closing rules and VA funding fee requirements. They can also help you avoid common pitfalls with older homes in the area.
What are the VA loan limits in Lincolnton North Carolina?
For 2024, VA loan limits in Lincoln County are $766,550 for a single family home. Veterans with full entitlement may not have a limit. A local specialist can confirm your specific entitlement amount.

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