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Browse va loan specialists serving Kinston, North Carolina. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Kinston, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 16 va loan specialists in Kinston, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Time Financing Service
1600 W Vernon Ave, Kinston, NC 28504
2522080142
National Finance Company
405 W Vernon Ave, Kinston, NC 28501
2525238107
Ezzell Mortgage Group
2600 W Vernon Ave, Kinston, NC 28504
2525238171
OneMain Financial
506 Plaza Blvd, Kinston, NC 28501
2525223211
Self Help Credit Union
1910 W Vernon Ave, Kinston, NC 28504
2525206602
Lendmark Financial Services LLC
4167 W Vernon Ave, Kinston, NC 28504
2525235161
Future Financial Services LLC
827 Hardee Rd, Kinston, NC 28504
2525271503
Truist
2009 W Vernon Ave, Kinston, NC 28504
2525594600
Carolina Finance
803 N Queen St, Kinston, NC 28501
2525271035
Truist
611 Plaza Blvd, Kinston, NC 28501
2525594690
SMC Home Finance
717 Rosanne Dr STE 1, Kinston, NC 28504
2525235800
US Department of Veterans Affairs
1136 US-258 #101, Kinston, NC 28504
2525225050
Kinston Veterans Service Center - NCDVA
1136 US-258 BUS, Kinston, NC 28504
2525225050
East Carolina Mortgage
2506 N Herritage St Suite B, Kinston, NC 28501
2525238171
PNC Mortgage
609 Plaza Blvd, Kinston, NC 28501
2525592240
Southern Bank
514 Plaza Blvd, Kinston, NC 28501
2522127080
VA loan specialists in Kinston, North Carolina help veterans and active duty service members secure home financing with favorable terms. North Carolina offers a state property tax exclusion for disabled veterans, which can reduce overall homeownership costs. Kinston veterans benefit from local lenders familiar with the VA loan process and regional housing market conditions.
What Does a VA Loan Specialist in Kinston Cost?
Typical costs for a VA loan in North Carolina include a funding fee ranging from 1.25% to 3.3% of the loan amount, depending on your down payment and service category. Closing costs usually range from 2% to 5% of the purchase price, including appraisal fees of $500 to $700 and title search fees of $300 to $600. Some lenders may charge origination fees of up to 1% of the loan amount. Note that these costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Kinston?
To qualify, you must meet VA service requirements, such as 90 consecutive days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility. North Carolina does not impose additional state-level eligibility rules beyond federal VA standards.
Are there North Carolina specific benefits for VA loan borrowers?
Yes, North Carolina offers a property tax exclusion for disabled veterans with a 100% service-connected disability. This can lower annual tax bills. The state also has a Veterans Home Loan Program that provides reduced interest rates for qualified veterans.
How do I find a VA loan specialist in Kinston?
You can search for lenders approved by the VA or ask local real estate agents for referrals. The North Carolina Department of Military and Veterans Affairs can also provide a list of approved lenders. Always verify that the specialist has experience with VA loans in North Carolina.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.