VA Loan Specialists in High Point, NC
Browse va loan specialists serving High Point, North Carolina. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Carolina before hiring.
Showing 12 va loan specialists in High Point, NC
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What Does a VA Loan Specialist in High Point Cost?
Typical costs for a VA loan specialist in North Carolina include an origination fee of up to 1 percent of the loan amount plus third-party fees for appraisal and credit report. Closing costs in High Point generally range from 2 percent to 5 percent of the purchase price. The VA funding fee adds 1.4 percent to 3.6 percent for most borrowers. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in High Point?
To qualify for a VA loan in High Point you must meet service requirements set by the U.S. Department of Veterans Affairs. This includes active duty for at least 90 consecutive days during wartime or 181 days during peacetime. National Guard and Reserve members may also qualify after six years of service.
Is a VA funding fee required in North Carolina?
Yes, a VA funding fee is typically required unless you are exempt due to a service-connected disability or other qualifying condition. The fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. This fee can be financed into the loan.
Can I use a VA loan for a second home in High Point?
VA loans are intended for primary residences only. You cannot use a VA loan to purchase a vacation home or investment property in High Point. However, you may use a VA loan for a multi-unit property up to four units as long as you occupy one unit as your primary residence.