Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 va loan specialists in Hickory, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Next Gen Lending
1 N Center St #230, Hickory, NC 28601
8284462901
Mariner Finance
2425 US Hwy 70 SE Ste. 101, Hickory, NC 28602
8284314900
Highlands Residential Mortgage - Hickory, NC
1430 2nd St NE, Hickory, NC 28601
8288202223
Atlantic Bay Mortgage Group LLC- Stacy Sharpe
87-A 4th St NW, Hickory, NC 28601
8284605410
ALCOVA Mortgage | Hickory, NC
201 Government Ave SW Ste 100, Hickory, NC 28602
8283101718
Donna Hill, Movement Mortgage
31 4th St NW, Hickory, NC 28601
8282341388
Atlantic Bay Mortgage Group
87 4th St NW Suite A, Hickory, NC 28601
8288381230
Union Home Mortgage - Hickory
785 U.S. Hwy 70 SW #306, Hickory, NC 28602
8282610808
Peoples Home Equity
231 13th Ave Pl NW Suite D, Hickory, NC 28601
8288559525
Melissa Pearce, Mortgage Loan Officer - First Horizon Bank
1039 2nd St NE, Hickory, NC 28601
8282671022
Top Flite Home Loans / Stephanie A Gates
200 1st Ave NW Suite 409, Hickory, NC 28601
8286011395
Deborah K Pruitt | Fairway Independent Mortgage Corporation Loan Officer
362 10th Ave Dr NE, Hickory, NC 28601
8285224004
Fairway Mortgage Carolinas - Hickory
200 1st Ave NW Ste. 302, Hickory, NC 28601
8283021541
Charles Hayes
127 1st Ave NE, Hickory, NC 28601
8282912008
SecuirtyNational Mortgage Company
739 11th Ave Blvd SE, Hickory, NC 28602
8287811503
Jeff Scott Nance | Fairway Independent Mortgage Corporation Loan Officer
200 1st Ave NW Suite 108, Hickory, NC 28601
8283021541
Jeff Rollins - Mortgage Solutions Loan Officer
739 11th Ave Blvd SE, Hickory, NC 28602
8287811503
Jeff Nance at CrossCountry Mortgage
419 2nd St NW Suite A, Hickory, NC 28601
8283021541
Best Mortgage LLC
1015 2nd St NE, Hickory, NC 28601
8282388929
Mortgage, Bank of America
205 2nd St NW, Hickory, NC 28601
8286398357
What Does a VA Loan Specialist in Hickory Cost?
VA loan specialists in North Carolina typically charge a flat fee or a percentage of the loan amount, ranging from 0.5% to 1.5% of the loan value. For a $250,000 home, this could be $1,250 to $3,750. Some specialists work on a commission basis paid by the lender, so the borrower may pay no direct fee. Costs vary by lender, loan complexity, and the specialist's experience. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Hickory?
A VA loan specialist helps veterans and military families navigate VA home loan benefits, including eligibility, pre-approval, and closing. They work with local lenders and real estate agents to find properties that meet VA appraisal standards in Hickory and surrounding areas.
What are the VA loan eligibility requirements for North Carolina veterans?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime, or 6 years in the National Guard or Reserves. Surviving spouses of service members who died in the line of duty may also qualify. North Carolina does not impose additional state-level eligibility rules.
Are VA loan funding fees tax deductible in North Carolina?
Yes, the VA funding fee is not subject to North Carolina state income tax. This fee is a one-time cost paid at closing, and it can be financed into the loan amount. Consult a tax professional for specific deductions related to your situation.