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Showing 8 va loan specialists in Smithtown, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All Island Mortgage & Funding Corp.
496 NY-347 #308, Smithtown, NY 11787
6319793300
Luminate Bank - Smithtown Branch
11 Redwood Ln, Smithtown, NY 11787
6314066565
Best Rate Capital Inc.
975 W Jericho Turnpike #3, Smithtown, NY 11787
6313600003
Vista Capital Services Inc
1020 W Jericho Turnpike #209, Smithtown, NY 11787
6316442663
DMN Mortgage Corp.
155 E Main St, Smithtown, NY 11787
6314863770
UNMB Home Loans Inc. - Smithtown, NY
398 NY-111, Smithtown, NY 11787
6318519567
Long Island Mortgage | New York Reverse Mortgages
738 Smithtown Bypass #101, Smithtown, NY 11787
6318633300
Stephen Decker - Chase Home Lending Advisor - NMLS ID 626126
42 W Main St, Smithtown, NY 11787
5165287339
What Does a VA Loan Specialist in Smithtown Cost?
VA loan specialist services in New York typically charge a flat fee ranging from 500 to 1,500 dollars, or an hourly rate of 100 to 300 dollars. Some specialists may offer a free initial consultation. Costs vary based on loan complexity, property location, and the specialist's experience. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Smithtown do?
A VA loan specialist helps veterans and military families obtain VA-backed home loans. They assist with eligibility verification, lender coordination, and understanding New York-specific benefits like the veterans property tax exemption. They do not originate loans but guide clients through the process.
Who is eligible for a VA loan in New York?
Eligibility includes veterans, active duty service members, National Guard and Reserve members, and certain surviving spouses. You must meet service time requirements set by the Department of Veterans Affairs. New York does not impose additional eligibility rules beyond federal guidelines.
Are there New York-specific benefits for VA loan borrowers?
Yes, New York offers a property tax exemption for veterans with qualifying service. The exemption amount depends on disability rating or wartime service. Smithtown residents should check with the Suffolk County Department of Assessment for current rates and application deadlines.