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Compare VA Loan Specialists in Smithtown, NY

Looking for a va loan specialist in Smithtown? Review the directory below to compare your options.

8 agents listed
Updated June 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 8 va loan specialists in Smithtown, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All Island Mortgage & Funding Corp.
496 NY-347 #308, Smithtown, NY 11787
(631) 979-3300 allislandmortgage.com
Luminate Bank - Smithtown Branch
11 Redwood Ln, Smithtown, NY 11787
(631) 406-6565 legacymortgagedivision.com
Best Rate Capital Inc.
975 W Jericho Turnpike #3, Smithtown, NY 11787
(631) 360-0003 bestratecapital.com
Vista Capital Services Inc
1020 W Jericho Turnpike #209, Smithtown, NY 11787
(631) 644-2663 vistacapitalservice.com
DMN Mortgage Corp.
155 E Main St, Smithtown, NY 11787
(631) 486-3770 dmnmortgage.com
UNMB Home Loans Inc. - Smithtown, NY
398 NY-111, Smithtown, NY 11787
(631) 851-9567 unmb.com
Long Island Mortgage | New York Reverse Mortgages
738 Smithtown Bypass #101, Smithtown, NY 11787
(631) 863-3300 nfimortgage.com
Stephen Decker - Chase Home Lending Advisor - NMLS ID 626126
42 W Main St, Smithtown, NY 11787
(516) 528-7339 homelendingadvisor.chase.com

VA loan specialists in Smithtown, New York help veterans, active duty service members, and eligible spouses navigate the VA home loan process. New York state law provides additional property tax exemptions for qualifying veterans, which can reduce overall homeownership costs. These specialists guide clients through certificate of eligibility requirements, lender selection, and closing procedures specific to Suffolk County.

What Does a VA Loan Specialist in Smithtown Cost?

VA loan specialist services in New York typically charge a flat fee ranging from 500 to 1,500 dollars, or an hourly rate of 100 to 300 dollars. Some specialists may offer a free initial consultation. Costs vary based on loan complexity, property location, and the specialist's experience. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Smithtown do?
A VA loan specialist helps veterans and military families obtain VA-backed home loans. They assist with eligibility verification, lender coordination, and understanding New York-specific benefits like the veterans property tax exemption. They do not originate loans but guide clients through the process.
Who is eligible for a VA loan in New York?
Eligibility includes veterans, active duty service members, National Guard and Reserve members, and certain surviving spouses. You must meet service time requirements set by the Department of Veterans Affairs. New York does not impose additional eligibility rules beyond federal guidelines.

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