Skip to main content

Find VA Loan Specialists Near You in Malta, NY

Browse va loan specialists serving Malta, New York. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Malta, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 va loan specialists in Malta, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Capital New York Home Advantage LLC
100 Saratoga Village Blvd #37t, Malta, NY 12020
5184001188
Capital New York Home Advantage LLC
100 Saratoga Village Blvd #37t, Malta, NY 12020
5184001188

A VA loan specialist in Malta, New York helps veterans and active duty service members navigate the home buying process using their VA loan benefit. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending statement to borrowers. Local specialists understand the specific property tax exemptions and county recording fees in Saratoga County.

What Does a VA Loan Specialist in Malta Cost?

Typical costs for a VA loan specialist in New York include an origination fee of up to 1 percent of the loan amount, plus third party fees for appraisal and credit report. In Malta, appraisal fees range from $500 to $700. Closing costs in New York average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Malta New York?
A VA loan specialist guides veterans through the VA loan process, including obtaining a Certificate of Eligibility and finding a lender. They help with New York-specific requirements such as property tax exemptions for disabled veterans. They also coordinate with local real estate agents and appraisers in the Malta area.
What are the New York specific rules for VA loans?
New York law requires lenders to provide a Loan Estimate within three business days of application. The state also has a 30 day right of rescission for refinances. VA loans in New York are exempt from the state mortgage recording tax for first time use.
How do I find a VA loan specialist in Malta New York?
You can search for VA loan specialists through the U.S. Department of Veterans Affairs lender list. Local real estate agents in Malta can also recommend specialists familiar with Saratoga County. Check that the specialist is licensed to originate loans in New York State.