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Find VA Loan Specialists Near You in Lockport, NY

Compare va loan specialists in Lockport. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Lockport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 va loan specialists in Lockport, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cornerstone Community Federal Credit Union
6485 S Transit Rd, Lockport, NY 14094
7164342290
Homestead Funding Corp: Mary Jo Traversone | NMLS# 589509
76 West Ave, Lockport, NY 14094
7166960036
Lockport VA Clinic
5725 S Transit Rd, Lockport, NY 14094
7164383890
Homestead Funding Corp. – Lockport
76 West Ave Suite #2C, Lockport, NY 14094
7162011433
Niagara County Veterans Services
175 Hawley St, Lockport, NY 14094
7164384090
Town Of Lockport Branch
5737 S Transit Rd, Lockport, NY 14094
7166256007
Home Equity Managemanet Llc
7431 Rochester Rd, Lockport, NY 14094
7164340116

VA loan specialists in Lockport, New York assist veterans and active duty service members with obtaining home loans backed by the U.S. Department of Veterans Affairs. New York law requires lenders to provide specific disclosures about loan terms and fees. Lockport properties must meet minimum property requirements set by the VA, and specialists can guide you through the local appraisal process.

What Does a VA Loan Specialist in Lockport Cost?

Typical costs for a VA loan specialist in New York include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title search. In Lockport, these fees often range from 500 to 1,500 dollars. The VA funding fee is 2.15 percent for first-time use with zero down payment, but this fee may be waived for disabled veterans. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Lockport?
A VA loan specialist is a mortgage professional who helps veterans and military borrowers navigate the VA home loan process. They assist with pre-approval, documentation, and closing in Lockport, New York.
What are the eligibility requirements for a VA loan in New York?
Eligibility requires satisfactory service with no dishonorable discharge, and a valid Certificate of Eligibility from the VA. New York does not impose additional state-specific service requirements beyond federal rules.
How long does the VA loan process take in Lockport?
The process typically takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet VA minimum property requirements, which are standard nationwide including New York.