Skip to main content

Find VA Loan Specialists Near You in Fairport, NY

Looking for a va loan specialist in Fairport? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Fairport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 va loan specialists in Fairport, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
2159 Fairport Nine Mile Point Rd, Fairport, NY 14450
7089728191
Chase Home Lending
609 Moseley Rd, Fairport, NY 14450
3103868437

A VA loan specialist in Fairport, New York can help eligible veterans, active duty service members, and surviving spouses secure a home loan with favorable terms. New York law requires all mortgage loan originators to be licensed through the Department of Financial Services. Fairport is in Monroe County, where property taxes and local housing market conditions can affect your loan options.

What Does a VA Loan Specialist in Fairport Cost?

Typical costs for VA loan specialist services in New York include an origination fee of up to 1 percent of the loan amount. Closing costs in Fairport usually range from 2 to 5 percent of the purchase price. The VA funding fee is 2.15 percent for first-time use with zero down payment, but this can be waived for disabled veterans. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Fairport?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with certificate of eligibility, appraisal requirements, and lender selection. In New York, they must follow state and federal regulations for VA loans.
Who qualifies for a VA loan in New York?
Eligible borrowers include veterans, active duty service members, National Guard and Reserve members, and certain surviving spouses. You must have a valid Certificate of Eligibility from the VA. New York does not add extra eligibility requirements beyond federal rules.
Are there New York specific rules for VA loans?
Yes. New York requires a licensed mortgage loan originator to handle your loan. The state also has specific property tax exemption programs for veterans. Your specialist can explain how these exemptions apply in Fairport and Monroe County.