Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 18 va loan specialists in Santa Fe, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homewise
1301 Siler Rd Bldg D, Santa Fe, NM 87507
5059839473
Nations Lending - Santa Fe, NM Branch - NMLS: 2147533
515 Don Gaspar Ave Suite A, Santa Fe, NM 87505
5052163593
Robert Morris at Waterstone Mortgage NMLS #492531
417 E Palace Ave, Santa Fe, NM 87501
5057804921
BernaDette Sanchez at Waterstone Mortgage NMLS #1194059
417 E Palace Ave, Santa Fe, NM 87501
5059200990
Sunflower Bank Mortgage Lending
62 Lincoln Ave, Santa Fe, NM 87501
5059922336
Barrett Financial Group LLC ( NMLS # 181106) Drew Richman (NMLS #289152)
1228 Osage Ave, Santa Fe, NM 87505
5052040683
Sandra Claymore at Waterstone Mortgage NMLS #492523
417 E Palace Ave, Santa Fe, NM 87501
5057150278
Michael Hall at Waterstone Mortgage NMLS #210073
417 E Palace Ave, Santa Fe, NM 87501
5052633333
Brad Gallegos Branch
404 Kiva Ct STE G, Santa Fe, NM 87505
5056606235
Santa Fe Mortgage Company
459 Cerrillos Rd, Santa Fe, NM 87501
5059882501
Guild Mortgage - Paula Delair
130 Lincoln Ave Ste K, Santa Fe, NM 87501
5056601988
Marita DeVargas - Mortgage Advisor (loanDepot)
150 Washington Ave Ste. 201, #206, Santa Fe, NM 87501
5056605044
Casita Mortgages
128 Grant Ave Ste 217, Santa Fe, NM 87501
5056906220
Annette's Team Alvarez at Bell Bank Mortgage
150 Washington Ave Regus Suite 223, Santa Fe, NM 87501
5059208325
Mortgage Partners
417 E Palace Ave #3, Santa Fe, NM 87501
5056606575
The Mortgage Place
231 Washington Ave, Santa Fe, NM 87501
5059869080
Michael Yrene Mortgage Loan Officer
150 Washington Ave #201, Santa Fe, NM 87501
5052645430
Ron Blessey
459 Cerrillos Rd, Santa Fe, NM 87501
5056903919
What Does a VA Loan Specialist in Santa Fe Cost?
Typical costs for a VA loan specialist in Santa Fe New Mexico include a lender origination fee of 0.5% to 1% of the loan amount and third-party costs such as appraisal fees around $500 to $700 and title insurance from $1,500 to $3,000. The VA funding fee for first-time use is 2.15% of the loan amount for regular military and 2.4% for Reserve and National Guard unless exempt. These costs vary by lender property value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Santa Fe?
You must meet VA service requirements such as 90 consecutive days of active service during wartime or 181 days during peacetime. A Certificate of Eligibility from the VA is required. New Mexico does not impose additional state-level eligibility rules beyond federal VA standards.
How does the New Mexico property tax exemption work for disabled veterans?
New Mexico offers a property tax exemption for veterans with a 100% service-connected disability rating. The exemption removes the full value of the property from taxation. You must apply through the Santa Fe County Assessors Office with your VA disability award letter.
Are there any New Mexico-specific fees or costs for VA loans?
New Mexico does not charge a state-specific VA loan fee. However you may pay a VA funding fee unless you are exempt due to a service-connected disability. Local closing costs in Santa Fe typically range from 2% to 5% of the loan amount and include appraisal title insurance and recording fees.