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Browse va loan specialists serving Wildwood, New Jersey. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Wildwood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 va loan specialists in Wildwood, NJ
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VA loan specialists in Wildwood, New Jersey assist veterans and active duty service members with obtaining home loans backed by the U.S. Department of Veterans Affairs. New Jersey law requires VA loan specialists to hold a state mortgage license and follow specific disclosure rules under the New Jersey Consumer Fraud Act. Wildwood properties near the coast may require additional flood insurance checks during the loan process.
What Does a VA Loan Specialist in Wildwood Cost?
Typical costs for a VA loan specialist in New Jersey include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title search. These third-party fees often total between $1,000 and $3,000. New Jersey law caps certain closing costs but does not set a specific fee for loan specialist services. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Wildwood?
A VA loan specialist helps veterans and military members apply for VA-backed home loans. They guide you through eligibility, paperwork, and property requirements specific to New Jersey, such as flood zone checks in Wildwood.
What are the VA loan limits for New Jersey in 2025?
For 2025, VA loan limits in New Jersey are generally set at $766,550 for most counties, including Cape May County. Higher limits may apply for multi-unit properties. Check with a specialist for current caps.
Do I need a VA funding fee in New Jersey?
Most VA borrowers in New Jersey must pay a funding fee unless they have a service-connected disability. The fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and prior use.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.