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Directory of va loan specialists in Union City, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Union City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 va loan specialists in Union City, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
3707 Bergenline Ave, Union City, NJ 07087
5512492679
The Mortgage Zone
407 39th St Suite 302, Union City, NJ 07087
8662140025
Chase Home Lending
3196 John F. Kennedy Blvd, Union City, NJ 07087
9172150597
Dawilsa Urena - Chase Home Lending Advisor - NMLS ID 2163834
3196 John F. Kennedy Blvd, Union City, NJ 07087
9172150597
Jim Kelly - 293680 - Wells Fargo Home Mortgage
614 Summit Ave, Union City, NJ 07087
6097505408
VA loan specialists in Union City, New Jersey help veterans and active duty service members secure home financing with favorable terms. These professionals understand New Jersey specific requirements such as county level loan limits and property tax exemptions for disabled veterans. They guide clients through the Certificate of Eligibility process and local appraisal standards.
What Does a VA Loan Specialist in Union City Cost?
VA loan specialist fees in New Jersey typically range from $500 to $1,500 for consultation and document preparation. Some specialists charge a flat fee, while others bill hourly at rates between $150 and $350 per hour. Closing costs for VA loans in Union City average 3 to 5 percent of the loan amount, but the VA limits which fees lenders can charge. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Union City do?
A VA loan specialist helps veterans obtain home loans backed by the U.S. Department of Veterans Affairs. They assist with eligibility verification, document preparation, and finding lenders familiar with New Jersey property laws. They also explain local closing costs and funding fee rules.
What are the VA loan limits for Union City New Jersey in 2025?
For 2025, the standard VA loan limit in Hudson County, which includes Union City, is $766,550 for a single family home. Veterans with full entitlement may not have a limit on loans they can obtain without a down payment. Limits can change annually based on local median home prices.
Are there New Jersey specific benefits for VA loan holders?
Yes, New Jersey offers a property tax deduction for qualified veterans with a service connected disability. The state also has a Veterans Property Tax Exemption program. VA loan specialists can help you apply for these benefits through your local county tax board.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.