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Directory of va loan specialists in Summit, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Summit, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 va loan specialists in Summit, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steven Luzzi at CrossCountry Mortgage
7 Union Pl 2nd floor, Summit, NJ 07901
8777731226
Jacqueline Koven at CrossCountry Mortgage
7 Union Pl 2nd floor, Summit, NJ 07901
7323007452
Michael Fattore - Chase Home Lending Advisor - NMLS ID 601221
67-69 Summit Ave, Summit, NJ 07901
9082968104
A VA loan specialist in Summit, New Jersey helps veterans and active duty service members navigate the home loan process. New Jersey offers property tax exemptions for disabled veterans, and Summit properties must meet VA minimum property requirements. Specialists guide clients through New Jersey specific appraisal rules and county recording fees.
What Does a VA Loan Specialist in Summit Cost?
VA loan specialist fees in New Jersey typically range from 500 to 1,500 dollars for consulting or document preparation. Some specialists charge a flat fee, while others bill hourly at 150 to 300 dollars per hour. Closing costs in Summit average 3 to 5 percent of the loan amount but can be negotiated. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Summit do?
A VA loan specialist helps you understand your VA home loan benefit, pre qualify for a loan, and find lenders familiar with New Jersey real estate. They also explain Summit specific property tax rules and closing costs.
Do I need a New Jersey specific VA loan specialist?
Yes, because New Jersey has unique property tax laws and a high cost of living. A specialist familiar with Union County knows local appraisal timelines and how to handle New Jersey's attorney review period.
How long does a VA loan take in Summit New Jersey?
A typical VA loan in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet VA minimum property requirements or if the appraisal is backlogged.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.