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Looking for a va loan specialist in South Plainfield? Review the directory below to compare your options.
5 agents listed
Updated May 2026
South Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 va loan specialists in South Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alliance Mortgage
900 Oak Tree Ave suite b, South Plainfield, NJ 07080
9082229511
Lava Mortgage Solutions LLC
51 Cragwood Rd Suite 305, South Plainfield, NJ 07080
8483918624
Kwik Mortgage Corporation
1 Cragwood Rd #103a, South Plainfield, NJ 07080
8882517283
Valley Bank
100 Durham Ave, South Plainfield, NJ 07080
9087575868
E&D Finance - Home Mortgage Lender | RR EE
400 Metuchen Rd, South Plainfield, NJ 07080
7323653648
VA loan specialists in South Plainfield, New Jersey help veterans and active duty service members secure home financing with favorable terms. New Jersey offers property tax exemptions for disabled veterans, which can reduce overall homeownership costs. Local specialists understand the specific requirements of the New Jersey Housing and Mortgage Finance Agency and can guide you through the process.
What Does a VA Loan Specialist in South Plainfield Cost?
Typical costs for VA loan specialist services in New Jersey include an origination fee of 1% of the loan amount, plus third party fees for appraisal and credit report. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and service category. Total closing costs in New Jersey usually range from $5,000 to $12,000 for a median priced home. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in South Plainfield do?
A VA loan specialist helps veterans understand eligibility, gather required documents like the Certificate of Eligibility, and submit applications to lenders. They also explain New Jersey specific rules, such as the state's funding fee exemption for disabled veterans.
What are the VA loan limits in New Jersey for 2025?
In 2025, VA loans in New Jersey have no maximum loan amount for qualified borrowers with full entitlement. However, lenders may set their own limits based on county conforming loan limits, which in Middlesex County are $766,550 for 2024.
How long does the VA loan process take in South Plainfield?
The VA loan process typically takes 30 to 45 days from application to closing. New Jersey law requires a 3 business day right of rescission for refinances, which can add a few days to the timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.