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Browse va loan specialists serving Ramsey, New Jersey. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Ramsey, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 va loan specialists in Ramsey, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Opulence Funding/Opulence Home Equity
500 N Franklin Tpke #303, Ramsey, NJ 07446
8006100293
Waterstone Mortgage Corporation
82 W Main St Unit 1A, Ramsey, NJ 07446
8003541149
Patrick Nicholson - Community Mortgage Loan Officer
535 E Crescent Ave, Ramsey, NJ 07446
2018033504
Steven G Seaton Jr. - Chase Home Lending Advisor - NMLS ID 1282001
555 N Franklin Tpke, Ramsey, NJ 07446
2014503406
Neil Surgenor - Mortgage Loan Officer
1100 Lake St, Ramsey, NJ 07446
2129339900
Clo Mortgage Group
47 N Franklin Tpke, Ramsey, NJ 07446
8455701228
A VA loan specialist in Ramsey New Jersey helps veterans and active duty service members navigate the home buying process using their VA home loan benefit. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three days of a loan application. Ramsey is located in Bergen County where property taxes can affect loan affordability so a specialist can guide you on local tax rates and exemptions.
What Does a VA Loan Specialist in Ramsey Cost?
Typical costs for a VA loan specialist in New Jersey include a one-time origination fee of 1 to 2 percent of the loan amount. Some specialists charge a flat fee ranging from 500 to 1500 dollars. Closing costs in Bergen County average 3 to 5 percent of the purchase price but vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Ramsey New Jersey?
A VA loan specialist helps veterans understand eligibility requirements and guides them through the loan application process. They also explain New Jersey specific rules such as the state's funding fee exemption for disabled veterans. The specialist works with local lenders and real estate agents to find suitable properties in Ramsey.
Do I need a VA loan specialist to buy a home in Ramsey?
You do not legally need a specialist but working with one can simplify the process. New Jersey law requires lenders to disclose all fees and terms in writing. A specialist ensures you meet VA requirements and understand local property tax implications in Bergen County.
How do I choose a VA loan specialist in Ramsey New Jersey?
Look for a specialist who is familiar with VA loans and has experience with New Jersey real estate transactions. Check that they are licensed by the New Jersey Department of Banking and Insurance. Ask about their knowledge of Ramsey's housing market and local appraisal rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.