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VA Loan Specialists in Lakewood, NJ

Directory of va loan specialists in Lakewood, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Lakewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 va loan specialists in Lakewood, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Leiman Mortgage Network
1650 Lexington Ave, Lakewood, NJ 08701
7329876477
The Semah Mortgage Team @ The Mint Capital
1255 River Ave Suite 201, Lakewood, NJ 08701
7322675949
Chanania Manies at Rate (NMLS #1607912)
306 1st St Suite 4, Lakewood, NJ 08701
7322430425
The Kornfeld Mortgage Team
1255 River Ave, Lakewood, NJ 08701
3475637091
Rate
306 1st St Suite 4, Lakewood, NJ 08701
8669347283
Metropolitan Mortgage Corporation
110 Magnolia Dr, Lakewood, NJ 08701
7329421225

VA loan specialists in Lakewood, New Jersey help veterans and active duty service members secure home financing with no down payment. New Jersey law requires all mortgage loan originators to be licensed, so local specialists follow strict state regulations. Lakewood offers a strong housing market, and a specialist can guide you through the VA appraisal process and New Jersey specific property tax exemptions.

What Does a VA Loan Specialist in Lakewood Cost?

Typical costs for a VA loan specialist in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, plus third party fees for appraisal and credit report. The VA funding fee ranges from 1.4 to 3.6 percent depending on down payment and service category. Closing costs in New Jersey average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Lakewood?
A VA loan specialist is a licensed mortgage professional who helps veterans and military families obtain VA backed home loans. They understand New Jersey lending laws and can assist with the Certificate of Eligibility and funding fee requirements.
What are the VA loan limits for Lakewood New Jersey?
For 2025, VA loan limits in Ocean County including Lakewood are 726,200 for a single family home. However, eligible veterans with full entitlement may borrow above this limit without a down payment.
How do I find a VA loan specialist in Lakewood?
You can search the New Jersey Department of Banking and Insurance database for licensed mortgage loan originators. Look for specialists with experience in VA loans and knowledge of Lakewood real estate market conditions.