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Find VA Loan Specialists in St Charles, MO

Directory of va loan specialists in St Charles, Missouri. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed
Updated May 2026
St Charles, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 11 va loan specialists in St Charles, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2157 Bluestone Dr, St Charles, MO 63303
6369392400
First State Bank Mortgage
2850 W Clay St, St Charles, MO 63301
6369405626
Mortgage Solutions, LLC
19 Missouri Research Park Ct, St Charles, MO 63304
3142645325
Fairway Independent Mortgage Corporation
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
6362779322
Shawn Tihen, Mortgage Loan Officer - First Horizon Bank
2247 Bluestone Dr, St Charles, MO 63303
6369497979
Adam Lauman - Chase Home Lending Advisor - NMLS ID 735999
1990 Zumbehl Rd, St Charles, MO 63303
3142305775
Brian Alkire | Fairway Independent Mortgage Corporation Branch Manager
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
3143039768
Clear Path Home Mortgage
112 Point W Blvd #500, St Charles, MO 63301
3144799550
iknowamortgageguy, LLC
2536 S Old Hwy 94 Suite 110, St Charles, MO 63303
3146078551
Saint Charles Mortgage LLC
633 Oregon Trail Ct, St Charles, MO 63304
6362197970
Executive Lending Group LLC
22 Portwest Ct, St Charles, MO 63303
3147958677

VA loan specialists in St Charles, Missouri help veterans, active duty service members, and eligible surviving spouses obtain home loans with no down payment and competitive rates. Missouri law does not impose a state-specific cap on VA loan funding fees, but the federal VA sets limits based on loan type and service history. St Charles County offers a strong housing market, and local specialists can guide you through the Certificate of Eligibility process and property appraisal requirements specific to Missouri.

What Does a VA Loan Specialist in St Charles Cost?

VA loan specialists in Missouri typically charge a flat fee or a percentage of the loan amount. Common flat fees range from $500 to $1,500, while percentage-based fees are usually 0.5% to 1% of the loan value. Some specialists offer free initial consultations. Costs vary by situation and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in St Charles do?
A VA loan specialist helps you understand your VA home loan benefits, pre-qualify for a loan, gather required documents, and navigate the application process. They also coordinate with lenders and appraisers to ensure your loan meets VA and Missouri lending standards.
Do I need a Missouri-specific VA loan specialist?
Yes, a local specialist understands St Charles property values, county tax rules, and Missouri closing procedures. They can also help with the state-specific paperwork required for VA loans in Missouri, such as the Missouri Department of Revenue tax clearance form.
What are the VA loan limits for St Charles County in 2025?
For 2025, the VA loan limit for St Charles County is $1,089,300 for a single-family home. This limit applies to borrowers who have full VA entitlement. Those with remaining entitlement may have lower limits.