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Find VA Loan Specialists in Ramsey, MN

Compare va loan specialists in Ramsey. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Ramsey, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 3 va loan specialists in Ramsey, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Terri Ronneng
9457 US-10, Ramsey, MN 55303
(612) 670-7798 bell.bank
Lend Smart Mortgage, LLC
6957 US-10 #105, Ramsey, MN 55303
(763) 427-4116
Bell Bank Mortgage, Sheri Jondahl
9457 US-10, Ramsey, MN 55303
(763) 286-7578 bell.bank

What Does a VA Loan Specialist in Ramsey Cost?

Typical costs for a VA loan specialist in Minnesota include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal and credit report. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on your down payment and service category. Some specialists charge a flat fee of $500 to $1,500 for pre-qualification services. Costs vary by case. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist and why do I need one in Ramsey?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. In Ramsey, they help you understand local property tax rules and the Minnesota Department of Veterans Affairs benefits that may apply to your loan.
Are there Minnesota-specific rules for VA loans?
Yes. Minnesota has a 30-day rescission period for refinances, and the state requires lenders to provide a Good Faith Estimate within three business days. Also, Minnesota law prohibits prepayment penalties on VA loans.

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