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VA Loan Specialists in Monticello, MN

Browse va loan specialists serving Monticello, Minnesota. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Monticello, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 4 va loan specialists in Monticello, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Curtis at CrossCountry Mortgage
102 Chelsea Rd Office A, Monticello, MN 55362
(877) 773-1226 mppoapartner.com
MegaStar Financial Corp - Lee Mielke
1125 Cedar St UNIT 114, Monticello, MN 55362
(612) 308-7162 leemielke.com
Paul Hinz - 217427 - Wells Fargo Home Mortgage
407 Pine St, Monticello, MN 55362
(952) 847-0152 homeloans.wellsfargo.com
Cory Nuest, CorTrust Mortgage
106 E 4th St, Monticello, MN 55362
(763) 271-7216 cortrustbank.com

VA loan specialists in Monticello Minnesota help veterans active duty service members and eligible surviving spouses secure home financing with no down payment. Minnesota law provides additional property tax exemptions for disabled veterans which can reduce overall housing costs. Working with a local specialist ensures you understand both federal VA rules and Minnesota specific benefits.

What Does a VA Loan Specialist in Monticello Cost?

VA loan specialists in Minnesota typically charge a flat fee between 500 and 1500 for their services or a percentage of the loan amount around 1 to 2 percent. The VA funding fee ranges from 1.25 to 3.3 percent of the loan amount depending on your down payment and whether it is your first use. Some costs like appraisal fees (400 to 700) and title insurance (varies) are separate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Monticello Minnesota?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. You must obtain a Certificate of Eligibility from the VA.
Can I use a VA loan for a second home or investment property in Monticello?
No. VA loans are for primary residences only. The property must be your main home. You cannot use a VA loan for vacation homes rental properties or commercial real estate.
Are there any Minnesota specific rules for VA loans in Monticello?
Minnesota requires a state specific disclosure about the VA funding fee. The state also offers a property tax exclusion for veterans with a service connected disability rating of 70 percent or more. This exclusion applies to the first 150000 of market value.

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