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Showing 2 va loan specialists in Lino Lakes, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Justin Larson, Mortgage Lender - Home Loans NMLS #1490922
7525 Village Dr #120, Lino Lakes, MN 55014
3202969177
Rebecca Hawley NMLS#1729105 - M&M Mortgage
2077 Watermark Way, Lino Lakes, MN 55038
7636079707
What Does a VA Loan Specialist in Lino Lakes Cost?
Typical costs for VA loan specialist services in Minnesota include an origination fee of up to 1% of the loan amount. Closing costs vary but often range from 2% to 5% of the purchase price. The VA funding fee is 2.15% for first time use with zero down payment, but this may be waived for veterans with service connected disabilities. Costs depend on loan size, credit score, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Lino Lakes?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They help veterans understand eligibility, gather required documents, and navigate the loan process. In Minnesota, specialists must be licensed by the Minnesota Department of Commerce.
What are the eligibility requirements for a VA loan in Minnesota?
Eligibility requires meeting service time requirements set by the VA. You must have a valid Certificate of Eligibility. Minnesota does not impose additional state specific eligibility rules beyond federal VA guidelines.
Are there any Minnesota specific benefits for VA loan borrowers?
Yes, Minnesota offers a property tax exemption for disabled veterans and surviving spouses. This exemption can reduce taxable value by up to $150,000. The exemption is available through your county assessor in Lino Lakes.