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VA Loan Specialists in Lake Elmo, MN

Compare va loan specialists in Lake Elmo. Review contact information and insurance categorys before you decide.

8 agents listed
Updated June 2026
Lake Elmo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 8 va loan specialists in Lake Elmo, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amber Garofalo at CrossCountry Mortgage
9591 60th St N Suite A, Lake Elmo, MN 55042
(651) 300-9411 ccm.com
Clifton Krotz - Mortgage Planner
8687 Eagle Point Blvd, Lake Elmo, MN 55042
(651) 262-4804 cliftonkrotz.com
loanDepot
8687 Eagle Point Blvd, Lake Elmo, MN 55042
(651) 409-7100 loandepot.com
James Vang - Welcome Home Loans
8530 Eagle Point Blvd Suite 100, Lake Elmo, MN 55042
(651) 661-6171 welcomehl.com
Josh McCarthy - Granite Mortgage
8687 Eagle Point Blvd, Lake Elmo, MN 55042
(651) 208-2037 joshmccarthy.com
Angela Hensley Loan Consultant
8687 Eagle Point Blvd, Lake Elmo, MN 55042
(612) 799-0749
Wintrust Mortgage
8519 Eagle Point Blvd Suite 115, Lake Elmo, MN 55042
(612) 860-8415 wintrustmortgage.com
Impact Mortgage LLC
2796 Lisbon Ave Ct N, Lake Elmo, MN 55042
(612) 750-2548 impactmort.com

What Does a VA Loan Specialist in Lake Elmo Cost?

VA loan specialist fees in Minnesota typically range from 0 to 1 percent of the loan amount, often paid by the lender. The VA funding fee is 2.15 percent for first-time use with no down payment, but it is waived for disabled veterans. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Lake Elmo?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They guide veterans through eligibility, certificate of eligibility, and closing requirements specific to Minnesota.
Do I need a VA loan specialist for a home in Lake Elmo?
While not required, a specialist can simplify the process. They understand Minnesota specific rules, such as the state's homestead exemption and how it affects VA loan appraisals.
What documents do I need for a VA loan in Minnesota?
You need a Certificate of Eligibility, proof of service, income documents, and a credit report. Minnesota also requires a property survey and well water test for rural homes near Lake Elmo.

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