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Find VA Loan Specialists in Hugo, MN

Browse va loan specialists serving Hugo, Minnesota. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Hugo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 va loan specialists in Hugo, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ideal Credit Union
14750 Victor Hugo Blvd N, Hugo, MN 55038
6517707000
Heartland Home Loans
13433 Fenway Blvd Ct N, Hugo, MN 55038
6516539191
Chad Brune
5712 157th Cir N, Hugo, MN 55038
6513384523

VA loan specialists in Hugo, Minnesota help eligible veterans, active duty service members, and surviving spouses obtain home financing with no down payment and competitive interest rates. Minnesota law provides additional property tax exemptions for disabled veterans, which can be coordinated with your VA loan benefits. Working with a local specialist ensures you understand both federal VA requirements and Minnesota specific closing procedures.

What Does a VA Loan Specialist in Hugo Cost?

Typical costs for a VA loan specialist in Minnesota include a one time funding fee ranging from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and service history. Closing costs in Hugo usually run between 2 and 5 percent of the purchase price. Some costs like the appraisal fee may be around 500 to 700 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Hugo Minnesota?
To qualify for a VA loan in Hugo you must meet service requirements set by the Department of Veterans Affairs. Generally this means 90 days of active service during wartime or 181 days during peacetime. You will need a valid Certificate of Eligibility from the VA.
Can I use a VA loan to buy a home in Hugo Minnesota more than once?
Yes you can use a VA loan multiple times as long as you have remaining entitlement. If you sell a home and pay off the loan you can restore your full entitlement. In some cases you may be able to have multiple VA loans at the same time if you have enough entitlement.
Are there any Minnesota specific rules for VA loan appraisals?
Yes Minnesota requires that VA appraisals include a check for well water quality and septic system functionality for rural properties like those in Hugo. The appraiser must also verify that the property meets local building codes. These steps help protect your investment.