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Find VA Loan Specialists in Fort Gratiot Township, MI
Browse va loan specialists serving Fort Gratiot Township, Michigan. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Fort Gratiot Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 va loan specialists in Fort Gratiot Township, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
4355 24th Ave #9, Fort Gratiot Township, MI 48059
8103851360
Chase Home Lending
4512 24th Ave, Fort Gratiot Township, MI 48059
8109907474
VA loan specialists in Fort Gratiot Township help eligible veterans, active duty service members, and surviving spouses secure home financing with favorable terms. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the unique housing market in St. Clair County and can guide you through the VA funding fee and property requirements.
What Does a VA Loan Specialist in Fort Gratiot Township Cost?
Typical costs for a VA loan specialist in Michigan include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. The VA funding fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. Closing costs in Michigan generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Fort Gratiot Township?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime, or 6 years in the National Guard or Reserves. A Certificate of Eligibility from the VA is required. Surviving spouses of service members who died in the line of duty or from a service-connected disability may also qualify.
Is there a limit on how much I can borrow with a VA loan in Michigan?
There is no maximum loan amount for VA loans, but lenders typically limit loans to the conforming loan limit for St. Clair County, which is $766,550 in 2024. You may borrow more if you make a down payment on the portion exceeding that limit.
Can I use a VA loan for a second home or investment property in Fort Gratiot Township?
No. VA loans are intended for owner-occupied primary residences only. You cannot use a VA loan for a vacation home, rental property, or investment property. You must certify that you intend to live in the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.