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VA Loan Specialists in Berkley, MI

Browse va loan specialists serving Berkley, Michigan. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Berkley, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 va loan specialists in Berkley, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
One Stop Financial Group LLC
2615 12 Mile Rd, Berkley, MI 48072
2482555429
Sal Cusumano at Element Funding
3270 Coolidge Hwy, Berkley, MI 48072
5869448122
JV Mortgage
3309 Thomas Ave, Berkley, MI 48072
2489340258
Adam Bringardner - Mortgage Loan Officer - NMLS 1037318
3857 Tyler Ave, Berkley, MI 48072
2487907019
Union Home Mortgage
2769 Coolidge Hwy, Berkley, MI 48072
2488645927

VA loan specialists in Berkley, Michigan help veterans and active duty service members navigate the home buying process. Michigan law requires lenders to provide a detailed loan estimate within three business days of application. Local specialists understand Berkley real estate trends and can assist with property eligibility requirements for VA loans.

What Does a VA Loan Specialist in Berkley Cost?

Typical costs for a VA loan specialist in Michigan range from zero to a flat fee of 500 to 1500 dollars, depending on the lender and services provided. The VA funding fee is 2.15 percent for first-time use with zero down payment, or 3.3 percent for subsequent use. Michigan recording fees average 30 to 50 dollars, and title insurance costs about 0.5 to 1 percent of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Berkley Michigan?
Eligibility is determined by the Department of Veterans Affairs based on service time and duty status. You generally need 90 consecutive days of active service during wartime or 181 days during peacetime. Michigan does not impose additional state-specific eligibility rules beyond federal requirements.
How long does a VA loan approval take in Michigan?
The full process from application to closing typically takes 30 to 45 days. Michigan law does not set a specific timeline for VA loans, but lenders must provide a loan estimate within three business days. Delays can occur if the property requires major repairs to meet VA minimum property requirements.