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Directory of va loan specialists in Swampscott, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Swampscott, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 va loan specialists in Swampscott, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Salem Five Bank
450 Paradise Rd, Swampscott, MA 01907
7815937918
Swampscott Veterans Department
22 Monument Ave, Swampscott, MA 01907
7815968853
A VA loan specialist in Swampscott Massachusetts helps veterans active duty service members and eligible surviving spouses obtain home financing through the U.S. Department of Veterans Affairs. Massachusetts law provides additional property tax exemptions for qualified veterans which can reduce overall homeownership costs. Swampscott is located in Essex County where VA loan limits and local housing market conditions may affect your borrowing options.
What Does a VA Loan Specialist in Swampscott Cost?
Typical costs for a VA loan specialist in Massachusetts range from 500 to 1500 dollars for their services though some may charge a flat fee or a percentage of the loan amount. The VA funding fee is 2.15 percent for first-time use with zero down payment and 3.3 percent for subsequent use. Closing costs in Swampscott generally include appraisal fees title insurance and recording fees which can total 3000 to 6000 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Swampscott Massachusetts?
To qualify for a VA loan in Swampscott you must meet service requirements set by the VA including minimum active duty periods or service in the National Guard or Reserves. You also need a valid Certificate of Eligibility from the VA. Massachusetts does not impose additional state-level eligibility rules beyond federal requirements.
Can I use a VA loan to buy a multi-family property in Swampscott?
Yes you can use a VA loan to purchase a multi-family property in Swampscott as long as you occupy one of the units as your primary residence. The VA allows loans for properties with up to four units. Local zoning laws in Swampscott may apply so check with the town planning department.
Are there any Massachusetts-specific fees or taxes for VA loans?
Massachusetts does not charge a state-specific mortgage tax on VA loans but you may be responsible for recording fees and local property transfer taxes. The VA funding fee is required unless you are exempt due to a service-connected disability. Massachusetts law also allows a one-time property tax exemption for disabled veterans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.