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Compare VA Loan Specialists in Salem, MA

Directory of va loan specialists in Salem, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Salem, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 7 va loan specialists in Salem, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Phil Tocci Mortgage Lender
210 Essex St, Salem, MA 01970
6177103980
JSW Mortgage, LLC.
2 1/2 Becket St, Salem, MA 01970
6172949001
Dee Reddington at Salem Five Mortgage
210 Essex St, Salem, MA 01970
6177630063
Steven Vo at Salem Five
210 Essex St, Salem, MA 01970
7814926696
Bank of America Home Mortgage
21 Paradise Rd, Salem, MA 01970
7819545217
Total Mortgage Salem NMLS #2468597
131 Boston St, Salem, MA 01970
9782104194
Raphael Lunardi - Total Mortgage NMLS #2432177
131 Boston St #2, Salem, MA 01970
9783043552

What Does a VA Loan Specialist in Salem Cost?

Typical costs for a VA loan specialist in Massachusetts include an origination fee of 0.5% to 1% of the loan amount. Closing costs generally range from 2% to 5% of the purchase price. The VA funding fee is 2.15% for first-time use with no down payment but may be waived for disabled veterans. Costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Salem Massachusetts?
A VA loan specialist guides veterans through the mortgage process from pre-approval to closing. They help you obtain a Certificate of Eligibility and ensure the property meets VA minimum property requirements. In Massachusetts they also coordinate with local appraisers familiar with Salem property values.
Are VA loan specialists licensed in Massachusetts?
Yes VA loan specialists must hold a Massachusetts mortgage loan originator license. This requires passing a state exam and completing annual continuing education. You can verify a specialist license through the Massachusetts Division of Banks website.