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Compare va loan specialists in Winchester. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Winchester, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 va loan specialists in Winchester, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Republic State Mortgage
177 Shoppers Dr, Winchester, KY 40391
8597456010
Mortgage Suppliers
8771 Rockwell Rd, Winchester, KY 40391
8597371902
VA loan specialists in Winchester, Kentucky help eligible veterans, active duty service members, and surviving spouses obtain home financing with no down payment. Kentucky law requires all mortgage loan originators to hold a state license through the Kentucky Department of Financial Institutions. Local specialists understand Clark County property values and the specific requirements for VA appraisals in the region.
What Does a VA Loan Specialist in Winchester Cost?
VA loan specialist fees in Kentucky typically range from 0.5% to 1.5% of the loan amount. Some specialists charge a flat fee between $500 and $1,500. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for Reserve or National Guard. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Winchester?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with Certificate of Eligibility, lender requirements, and closing procedures specific to Kentucky.
Are there Kentucky specific rules for VA loans?
Yes. Kentucky requires all mortgage loan originators to be licensed. VA loans in Kentucky also follow state property tax exemption rules for disabled veterans. Specialists must comply with Kentucky Revised Statutes Chapter 286.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.