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Compare VA Loan Specialists in Richmond, IN

Browse va loan specialists serving Richmond, Indiana. Contact information and addresses listed below.

8 agents listed
Updated June 2026
Richmond, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 8 va loan specialists in Richmond, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KTL Performance Mortgage Richmond
3363 E Main St, Richmond, IN 47374
(765) 273-4711 performancemortgageone.com
PrimeLending, A PlainsCapital Company - Richmond
913 E Main St Suite A, Office 1, Richmond, IN 47374
(765) 439-7002 lo.primelending.com
Alex Pressly - USA Mortgage
900 N E St, Richmond, IN 47374
(937) 467-1215 usamortgage.com
Tracey Jellison, NMLS: 707631, PrimeLending
913 E Main St Suite A, Office 1, Richmond, IN 47374
(765) 914-1790 lo.primelending.com
US Bank Mortgage
531 E Main St, Richmond, IN 47374
(800) 872-2657 usbank.com
Chase Home Lending
4400 E Main St, Richmond, IN 47374
(404) 667-0941 homelendingadvisor.chase.com
US Bank Mortgage
905 Locust Dr, Richmond, IN 47374
(800) 872-2657 usbank.com
Richmond Mortgage Refinance
3531 SW P St, Richmond, IN 47374
(765) 977-3245

VA loan specialists in Richmond, Indiana help veterans and active duty service members secure home loans with no down payment and competitive rates. Indiana law provides additional property tax exemptions for qualifying veterans, which can reduce long-term housing costs. Working with a local specialist ensures you understand both federal VA rules and Indiana-specific benefits.

What Does a VA Loan Specialist in Richmond Cost?

VA loan specialist fees in Indiana typically range from 1 to 2 percent of the loan amount for origination and processing. Closing costs in Richmond average 2 to 5 percent of the purchase price, including appraisal, title insurance, and recording fees. Indiana law limits certain lender fees but does not cap the VA funding fee. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Richmond Indiana?
You must meet VA service requirements, such as 90 days of active service during wartime or 181 days during peacetime. Indiana does not impose additional state eligibility rules. A Certificate of Eligibility from the VA is required to start the loan process.
Can I use a VA loan for a home in Wayne County Indiana?
Yes, VA loans can be used for primary residences in Wayne County including Richmond. The property must meet VA minimum property requirements and be your primary home. Indiana law does not restrict VA loans by county.
Are there Indiana-specific fees for VA loans in Richmond?
Indiana does not charge state-specific VA loan fees. However, you may pay a VA funding fee unless exempt due to a service-connected disability. Local closing costs and transfer taxes in Wayne County apply, typically 1 to 3 percent of the loan amount.

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