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Directory of va loan specialists in Oswego, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Oswego, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 14 va loan specialists in Oswego, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Old Second National Bank
1200 Douglas Rd, Oswego, IL 60543
8778660202
Guild Mortgage - Cary Meyers
4583 IL-71, Oswego, IL 60543
6169152366
Guild Mortgage - Kurt Doy
4583 IL-71, Oswego, IL 60543
6304502513
Guild Mortgage - Ivonne Sanchez
4583 IL-71, Oswego, IL 60543
6309010755
Melissa Olson
4583 IL-71, Oswego, IL 60543
6303372990
Fox Valley Credit Union
1 W Merchants Dr, Oswego, IL 60543
8004673162
Guild Mortgage - Dwayne Lopez
4583 IL-71, Oswego, IL 60543
6308009498
Chase Home Lending
2310 US-34, Oswego, IL 60543
6305546170
Sean Pauly
2677 Walter Payton Memorial Hwy, Oswego, IL 60543
8157911337
James Madai - Chase Home Lending Advisor - NMLS ID 1113822
2310 US-34, Oswego, IL 60543
6305546170
Guild Mortgage Company
4583 IL-71, Oswego, IL 60543
6306310035
Christine Whisenant - Mortgage Loan Officer
1200 Douglas Rd, Oswego, IL 60543
6303856692
US Bank Mortgage
2300-2600 US-34, Oswego, IL 60543
8008722657
Movement Mortgage
2677 US-34, Oswego, IL 60543
8773141499
VA loan specialists in Oswego Illinois help eligible veterans active duty service members and surviving spouses secure home financing with favorable terms. Illinois law provides additional property tax exemptions for veterans with disabilities which can reduce overall housing costs. These specialists guide clients through the VA funding fee requirements and local appraisal standards specific to Kendall County.
What Does a VA Loan Specialist in Oswego Cost?
Typical costs for a VA loan specialist in Illinois include a funding fee ranging from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use. Closing costs in Oswego generally range from 2 percent to 5 percent of the purchase price and may include appraisal fees title insurance and recording fees. Illinois law caps certain recording fees at 50 dollars for the first page and 10 dollars for each additional page. Note that costs vary by situation and this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Oswego Illinois?
To qualify for a VA loan in Oswego you must meet service requirements set by the Department of Veterans Affairs such as 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility which your specialist can help you obtain. Illinois does not impose additional state-level eligibility rules beyond federal standards.
How does the Illinois property tax exemption affect VA loan holders?
Illinois offers a Disabled Veterans Standard Homestead Exemption for veterans with a service-connected disability of at least 50 percent. This exemption reduces the equalized assessed value of your primary residence by up to 5000 dollars. Your VA loan specialist can explain how this exemption interacts with your mortgage costs and property tax escrow.
Are there any Illinois-specific time limits for using a VA loan?
There is no expiration date on VA loan eligibility in Illinois once you have earned the benefit. However the funding fee and loan limits may change annually based on federal guidelines. Illinois law does not impose a time limit for using the benefit so you can apply at any point after your service ends.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.