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Find VA Loan Specialists Near You in Naperville, IL

Looking for a va loan specialist in Naperville? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Naperville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 20 va loan specialists in Naperville, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guaranteed Rate Naperville - Danny Delgado
35 S Washington St Suite 306, Naperville, IL 60540
(630) 364-7501 guaranteedrate.com
Smart Mortgage Centers
4003 Plainfield-Naperville Rd #207, Naperville, IL 60564
(888) 416-0920 smartmortgagecenters.com
RATE Naperville (formerly Guaranteed Rate) - Jim Jefferson
35 S Washington St Suite 306, Naperville, IL 60540
(847) 542-4273 guaranteedrate.com
CIBM Mortgage - Naperville
1811 Centre Point Cir STE 123, Naperville, IL 60563
(630) 369-7227 cibmbank.com
Scott Halvorsen - Fairway Home Mortgage Naperville IL
3420 Lacrosse Ln Ste 115, Naperville, IL 60564
(630) 225-8610 fairwayindependentmc.com
John Paunan - U.S. Bank
136 S Washington St, Naperville, IL 60540
(847) 268-8000 mortgage.usbank.com
Tony Tabrizi | Fairway Home Mortgage
3420 Lacrosse Ln Ste 115, Naperville, IL 60564
(630) 297-4763 easy-homeloans.com
The Money Store
2272 95th St STE 200, Naperville, IL 60564
(855) 312-3978 themoneystore.com
Scott Gajewski at Fairway Independent Mortgage Corporation(NMLS #257217)
3420 Lacrosse Ln Ste 115, Naperville, IL 60564
(630) 418-0839 fairway.com
The Rate Update Powered by Peoples Bank and Trust
800 W 5th Ave Suite 104B, Naperville, IL 60563
(844) 775-5626 therateupdate.com
Great Mortgage
1754 N Washington St #128B, Naperville, IL 60563
(630) 262-0401 greatmortgage.com
Professional Mortgage Solutions
1776 Legacy Cir STE 107, Naperville, IL 60563
(630) 717-3600 pmsi.us
Kind Lending - Mike Montgomery NMLS 729567
3027 English Rows Avenue #103, Naperville, IL 60564
(630) 973-6911 homeloansbymichael.com
Nick Salerno
865 Columbia St Unit B, Naperville, IL 60563
(608) 802-5528 lo.sierrapacificmortgage.com
Borrow with Betty
1155 S Washington St Suite 300, Naperville, IL 60540
(630) 333-0531 borrowwithbetty.com
ABS Home Mortgage
1730 Park St STE 119, Naperville, IL 60563
(630) 357-1600 absmtg.com
Chantel Miller-U.S. Bank Mortgage
1230 S Naper Blvd, Naperville, IL 60540
(815) 987-2225 mortgage.usbank.com
Tom Hengels - Mortgage Loan Officer At Great Mortgage
1754 N Washington St Ste: 128B, Naperville, IL 60563
(847) 652-5822 tomhengels.com
Rate
35 S Washington St Suites 305 & 306, Naperville, IL 60540
(630) 364-7501 rate.com
VA Mortgage Centers
4003 Plainfield-Naperville Rd Suite #201, Naperville, IL 60564
(888) 208-9797 va-militarymortgage.com

VA loan specialists in Naperville help veterans and active duty service members obtain home loans with zero down payment and competitive rates. Illinois law requires lenders to provide a mortgage loan disclosure statement within three business days of application. Naperville home buyers benefit from local specialists who understand DuPage County property tax rules and the Illinois Veterans Home Loan program.

What Does a VA Loan Specialist in Naperville Cost?

VA loan specialist services in Naperville typically cost between 500 and 1500 dollars for processing and origination. Some specialists charge a flat fee while others charge a percentage of the loan amount, usually 0.5 to 1 percent. Illinois law caps certain closing costs but does not regulate specialist fees. Costs vary by case and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Naperville?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with eligibility verification, certificate of eligibility, and finding lenders that offer VA loans in Naperville Illinois.
Do I need a special license to work with a VA loan specialist in Illinois?
Yes, all mortgage loan originators in Illinois must be licensed through the Illinois Department of Financial and Professional Regulation. They must also pass a background check and complete continuing education each year.
What are the Illinois specific rules for VA loan funding fees?
Illinois does not add state specific funding fees to VA loans. The VA funding fee is set by federal law and ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and service category. Illinois law requires lenders to disclose all fees in writing before closing.

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