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Find VA Loan Specialists Near You in Mendota, IL

Looking for a va loan specialist in Mendota? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Mendota, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 va loan specialists in Mendota, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Setchell Agency Ltd
618 6th St, Mendota, IL 61342
8155399311
First State Bank - Main Office
706 Washington St, Mendota, IL 61342
8155382265
Eureka Savings Bank
1300 13th Ave, Mendota, IL 61342
8155395656
Financial Plus Credit Union
1905 13th Ave, Mendota, IL 61342
8155393444
Midland States Bank
609 8th Ave Suite B, Mendota, IL 61342
8155399346
Edward Jones - Financial Advisor: Clint M O'Brien, CFP®
609 Main St Ste B, Mendota, IL 61342
8155392309
Edward Jones - Financial Advisor: Will McLachlan, CFP®
609 Main St Ste B, Mendota, IL 61342
8155392309
Raymond James Financial Services
801 Washington St, Mendota, IL 61342
8155399346

A VA loan specialist in Mendota, Illinois can help eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment. Illinois law requires lenders to provide a clear loan estimate within three business days of application. Local specialists understand the property tax exemptions available to veterans in LaSalle County.

What Does a VA Loan Specialist in Mendota Cost?

Typical costs for a VA loan specialist in Illinois include a funding fee of 1.4% to 3.6% of the loan amount, plus lender origination fees that usually range from 0.5% to 1% of the loan. Appraisal fees in Mendota average $500 to $700. Closing costs, including title insurance and recording fees, typically total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Mendota?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years. A Certificate of Eligibility from the VA is required.
Can I use a VA loan for a second home in Illinois?
VA loans are intended for primary residences only. You cannot use a VA loan for a vacation home or investment property. However, you may use your remaining entitlement for another primary residence if you sell the first home or pay off the loan.
Are there Illinois-specific fees for VA loans?
Illinois does not impose state-level mortgage taxes on VA loans. You will still pay the VA funding fee, which ranges from 1.4% to 3.6% of the loan amount depending on your down payment and whether it is your first use. This fee can be rolled into the loan.