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Find VA Loan Specialists in Lockport, IL

Browse va loan specialists serving Lockport, Illinois. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Lockport, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 va loan specialists in Lockport, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Will County Loan Company
1111 E 9th St, Lockport, IL 60441
8158382854
Parlay Mortgage & Property
16612 W 159th St #201, Lockport, IL 60441
8158386613
Trey McClure - Parlay Mortgage
16612 W 159th St, Lockport, IL 60441
6307088739
HomeBridge Financial Services, Inc.
16622 W 159th St #501, Lockport, IL 60441
8152642077
Chase Home Lending
16057 Farrell Rd, Lockport, IL 60441
7085160336
Joe Guzman - Chase Home Lending Advisor - NMLS ID 285429
16057 Farrell Rd, Lockport, IL 60441
7085160336

VA loan specialists in Lockport Illinois help veterans and active duty service members navigate home financing through the U.S. Department of Veterans Affairs. Illinois law provides additional property tax exemptions for veterans with disabilities, which can affect overall homeownership costs. Local specialists understand the Lockport real estate market and can guide you through the VA loan process from pre-approval to closing.

What Does a VA Loan Specialist in Lockport Cost?

Typical costs for a VA loan in Illinois include a VA funding fee ranging from 1.25% to 3.3% of the loan amount for first-time use, unless exempt. Closing costs generally range from 2% to 5% of the purchase price and may include appraisal fees, title insurance, and recording fees. Illinois law caps certain fees but does not regulate VA loan costs directly. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan and who qualifies in Lockport Illinois?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It is available to veterans, active duty service members, and certain surviving spouses. In Lockport, you must meet service requirements and obtain a Certificate of Eligibility from the VA.
Do VA loan specialists in Lockport charge fees for their services?
Most VA loan specialists are paid by the lender and do not charge upfront fees to borrowers. However, you may pay closing costs and a VA funding fee unless you are exempt due to a service-connected disability. Always ask about any third-party fees before proceeding.
What documents do I need to apply for a VA loan in Lockport Illinois?
You will need your Certificate of Eligibility, proof of income such as pay stubs and tax returns, bank statements, and a valid government ID. Illinois law requires lenders to provide a Loan Estimate within three business days of your application.