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Directory of va loan specialists in Fairview Heights, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Fairview Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 va loan specialists in Fairview Heights, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
2055 W Hwy 50, Fairview Heights, IL 62208
6186287830
First Mid Bank & Trust
4600 N Illinois St, Fairview Heights, IL 62208
6182349500
US Bank Mortgage
6701 N Illinois St, Fairview Heights, IL 62208
8008722657
VA loan specialists in Fairview Heights, Illinois assist eligible veterans, active duty service members, and surviving spouses with obtaining home loans backed by the U.S. Department of Veterans Affairs. Illinois offers additional property tax exemptions for veterans with service-connected disabilities, which can reduce overall housing costs. Local specialists understand the St. Clair County real estate market and can guide borrowers through the required Certificate of Eligibility process.
What Does a VA Loan Specialist in Fairview Heights Cost?
Typical costs for a VA loan specialist in Illinois include a funding fee ranging from 1.25 percent to 3.3 percent of the loan amount, depending on your down payment and whether it is your first use. Closing costs in Fairview Heights average 2 to 5 percent of the purchase price, covering appraisal, title insurance, and lender fees. Some costs may be paid by the seller or waived for disabled veterans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Fairview Heights?
To qualify for a VA loan in Fairview Heights, you must meet service requirements set by the VA, such as 90 consecutive days of active service during wartime or 181 days during peacetime. Surviving spouses of veterans who died in service or from a service-connected disability may also be eligible. You will need a valid Certificate of Eligibility from the VA.
Are there Illinois-specific benefits for VA loan borrowers?
Yes, Illinois offers a property tax exemption for veterans with a service-connected disability of at least 50 percent. This exemption can reduce the equalized assessed value of your home by up to a certain amount each year. Additionally, Illinois does not tax military retirement pay, which can help with overall affordability.
How does the VA loan process work in Fairview Heights?
The process starts with obtaining a Certificate of Eligibility from the VA, either online or through a lender. You then work with a VA loan specialist to find a home and get a VA appraisal. The specialist helps you submit the required documents and close the loan with no down payment required.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.