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Directory of va loan specialists in Elgin, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 13 va loan specialists in Elgin, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
Clock Tower Plaza, 27 Times Square Rd, Elgin, IL 60120
8474166868
Mariner Finance
1350 E Chicago St #28, Elgin, IL 60120
8479315270
Joe Mainolfi, Mortgage Lender NMLS #2039850
162 E Chicago St, Elgin, IL 60120
3129372152
World Finance
357 S Randall Rd, Elgin, IL 60123
8474680106
Fairway Independent Mortgage Corporation
2205 Point Blvd Suite 175, Elgin, IL 60123
8478576820
Edgar Santiago at CrossCountry Mortgage
221 E Chicago St Suite 103, Elgin, IL 60120
8479975626
Kathi Mettille | NMLS# 579170
325 Randall Rd, Elgin, IL 60123
8473415984
LSI (Lending Solutions, Inc.)
2200 Point Blvd, Elgin, IL 60123
8478442200
SAFELOAN
2400 Big Timber Rd #103a, Elgin, IL 60123
8003165450
American Home Enterprises
158 E Chicago St, Elgin, IL 60120
2245359085
Chase Home Lending
270 S Randall Rd, Elgin, IL 60123
3314318134
Eduardo C Galindo | Fairway Independent Mortgage Corporation Branch Manager
2205 Point Blvd Suite 175, Elgin, IL 60123
8158141964
US Bank Mortgage
Elgin, IL 60123
8008722657
A VA loan specialist in Elgin, Illinois helps veterans, active duty service members, and eligible surviving spouses obtain home financing through the U.S. Department of Veterans Affairs. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Elgin is located in Kane County, where VA loans are commonly used for single-family homes, condos, and townhouses.
What Does a VA Loan Specialist in Elgin Cost?
VA loan specialists in Illinois typically charge a flat fee between 500 and 1,500 dollars for their services, or they may work on a commission from the lender. Some specialists offer free initial consultations. Costs vary based on loan complexity and the specialist's experience. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Elgin do?
A VA loan specialist guides you through the VA loan process, including obtaining a Certificate of Eligibility, finding a lender, and understanding property requirements. They help ensure you meet Illinois and federal guidelines for the loan.
Do I need a VA loan specialist if I already have a lender?
You do not need a specialist, but they can help you compare lenders and understand VA-specific rules in Illinois. Specialists often know local appraisers and title companies that work well with VA loans.
Are there Illinois-specific rules for VA loans?
Yes. Illinois requires all VA loans to comply with state property tax proration rules. Also, Illinois has a specific process for funding fee exemptions for disabled veterans. A specialist can help you navigate these details.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.