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Find VA Loan Specialists in Elgin, IL

Browse va loan specialists serving Elgin, Illinois. Contact information and addresses listed below.

13 agents listed
Updated June 2026
Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 13 va loan specialists in Elgin, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
Clock Tower Plaza, 27 Times Square Rd, Elgin, IL 60120
(847) 416-6868 oportun.com
Mariner Finance
1350 E Chicago St #28, Elgin, IL 60120
(847) 931-5270 locations.marinerfinance.com
Joe Mainolfi, Mortgage Lender NMLS #2039850
162 E Chicago St, Elgin, IL 60120
(312) 937-2152 preferredrate.com
World Finance
357 S Randall Rd, Elgin, IL 60123
(847) 468-0106 loansbyworld.com
Fairway Independent Mortgage Corporation
2205 Point Blvd Suite 175, Elgin, IL 60123
(847) 857-6820
Edgar Santiago at CrossCountry Mortgage
221 E Chicago St Suite 103, Elgin, IL 60120
(847) 997-5626 ccm.com
Kathi Mettille | NMLS# 579170
325 Randall Rd, Elgin, IL 60123
(847) 341-5984 kathimettille.com
LSI (Lending Solutions, Inc.)
2200 Point Blvd, Elgin, IL 60123
(847) 844-2200 belivelsi.com
SAFELOAN
2400 Big Timber Rd #103a, Elgin, IL 60123
(800) 316-5450 safeloan.com
American Home Enterprises
158 E Chicago St, Elgin, IL 60120
(224) 535-9085
Chase Home Lending
270 S Randall Rd, Elgin, IL 60123
(331) 431-8134 homelendingadvisor.chase.com
Eduardo C Galindo | Fairway Independent Mortgage Corporation Branch Manager
2205 Point Blvd Suite 175, Elgin, IL 60123
(815) 814-1964 fairwayindependentmc.com
US Bank Mortgage
Elgin, IL 60123
(800) 872-2657 usbank.com

A VA loan specialist in Elgin, Illinois helps veterans, active duty service members, and eligible surviving spouses obtain home financing through the U.S. Department of Veterans Affairs. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Elgin is located in Kane County, where VA loans are commonly used for single-family homes, condos, and townhouses.

What Does a VA Loan Specialist in Elgin Cost?

VA loan specialists in Illinois typically charge a flat fee between 500 and 1,500 dollars for their services, or they may work on a commission from the lender. Some specialists offer free initial consultations. Costs vary based on loan complexity and the specialist's experience. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Elgin do?
A VA loan specialist guides you through the VA loan process, including obtaining a Certificate of Eligibility, finding a lender, and understanding property requirements. They help ensure you meet Illinois and federal guidelines for the loan.
Do I need a VA loan specialist if I already have a lender?
You do not need a specialist, but they can help you compare lenders and understand VA-specific rules in Illinois. Specialists often know local appraisers and title companies that work well with VA loans.
Are there Illinois-specific rules for VA loans?
Yes. Illinois requires all VA loans to comply with state property tax proration rules. Also, Illinois has a specific process for funding fee exemptions for disabled veterans. A specialist can help you navigate these details.

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