Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 5 va loan specialists in Garden City, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Half Price Title Loans by Ideal Lending
4213 W Chinden Blvd, Garden City, ID 83714
2083365626
Diversified Mortgage Group
7977 W Marigold St, Garden City, ID 83714
2088537878
Northwest Title Loans
4295 W Chinden Blvd, Garden City, ID 83714
2083770470
Fairway Home Mortgage : Crystal Howard
9233 W State St Suite 1, Garden City, ID 83714
2089918869
Home Loans of Idaho
3724 N Plantation River Dr #102, Garden City, ID 83703
2082977444
What Does a VA Loan Specialist in Garden City Cost?
VA loan specialists in Idaho typically charge an origination fee of 0.5% to 1% of the loan amount. Some specialists may charge a flat fee between $500 and $1,500 for processing. Appraisal fees in Garden City range from $500 to $700. Closing costs usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Garden City Idaho?
A VA loan specialist is a mortgage professional who focuses on VA home loans for veterans. They guide you through eligibility, certificate of eligibility, and the loan process specific to Idaho lenders.
Do I need a VA loan specialist to buy a home in Garden City?
You do not need a specialist, but using one can simplify the process. They know Idaho specific rules like the VA funding fee exemption for disabled veterans and local property tax exemptions.
What are the VA loan limits for Garden City Idaho in 2025?
For 2025, VA loans in Ada County have no maximum loan amount for eligible veterans with full entitlement. However, lenders may set their own limits based on your income and credit.