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Showing 2 va loan specialists in Kapaʻa, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andrew Templeman-González | Mortgage Loan Officer
4780 Iiwi Rd #1, Kapaʻa, HI 96746
8086357157
PayDayHawaii
4-901 Kuhio Hwy g, Kapaʻa, HI 96746
8088225115
What Does a VA Loan Specialist in Kapaʻa Cost?
Typical costs for a VA loan specialist in Hawaii include a loan origination fee of 0.5% to 1% of the loan amount. Other costs may include appraisal fees around $500 to $800 and title insurance fees of $1,500 to $3,000. Costs vary by lender and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Kapaʻa?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with eligibility, paperwork, and finding lenders familiar with Hawaii real estate. In Kapaʻa, specialists often work with local lenders who know Kauai market conditions.
What are the VA loan limits for Kapaʻa in 2025?
In 2025, VA loans have no maximum loan amount for qualified borrowers, but lenders may set their own limits. For Kauai County, the conforming loan limit is $1,089,300 for a single-family home. Veterans should check with a specialist for current lender-specific caps.
Do I need a VA funding fee in Hawaii?
Most VA borrowers pay a funding fee unless exempt due to a service-connected disability. The fee ranges from 1.25% to 3.3% of the loan amount for first-time use. Hawaii does not add extra state fees to the VA funding fee.