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Compare va loan specialists in Watkinsville. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Watkinsville, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 5 va loan specialists in Watkinsville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BankSouth Mortgage
7911 Macon Hwy Suite B, Watkinsville, GA 30677
7069996100
Kellyn Bowden-Mortgage Lender
1047 Summit Grove Dr Bldg 400, Watkinsville, GA 30677
7066120011
Athens Classic Mortgage
1741 Hog Mountain Rd building 200, Ste3, Watkinsville, GA 30677
7067055944
Trowell Jernigan Lender (NMLS #450353)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
7062079747
Mike Grace at TotalBank (NMLS #447901)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
7065401612
VA loan specialists in Watkinsville, Georgia help eligible veterans, active duty service members, and surviving spouses obtain home loans with favorable terms. Georgia law provides a state property tax exemption for 100% disabled veterans, which can reduce overall housing costs. Working with a local specialist ensures you understand both federal VA requirements and Georgia-specific benefits.
What Does a VA Loan Specialist in Watkinsville Cost?
Typical costs for VA loan services in Georgia include a VA funding fee ranging from 1.4% to 3.6% of the loan amount depending on down payment and service category. Closing costs usually range from 2% to 5% of the purchase price. Some lenders may charge an origination fee of up to 1% of the loan amount. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Watkinsville?
To qualify for a VA loan in Watkinsville you must meet service requirements set by the U.S. Department of Veterans Affairs. This typically includes 90 consecutive days of active service during wartime or 181 days during peacetime. You will need a valid Certificate of Eligibility from the VA.
Can I use a VA loan to buy a home in Watkinsville more than once?
Yes you can use a VA loan multiple times as long as you have remaining entitlement. If you sell your home and pay off the loan your entitlement is restored. You may also be able to have your entitlement restored if you refinance or if a qualified veteran assumes the loan.
What property types are eligible for VA loans in Watkinsville Georgia?
VA loans in Watkinsville can be used for single family homes, condominiums in VA approved projects, and new construction homes. The property must be your primary residence. Manufactured homes may also qualify if they meet VA minimum property requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.